Find grants, rebates, forgivable loans, and free programs for Royse City, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Royse City, TX, with individual awards up to $548,250. 7 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded program providing free energy efficiency improvements to income-qualified Texas households. Services in...
State-funded program providing rehabilitation loans to low-income homeowners for major home repairs. Loans are forgivabl...
USDA program for very low-income rural homeowners to repair, improve, or modernize their homes. Grants up to $10,000 ava...
Rebate program for Oncor electric customers who complete qualifying energy efficiency upgrades through participating con...
Free air conditioning tune-up for income-qualified Oncor customers, including cleaning, refrigerant check, and performan...
Rebate for installing qualifying high-efficiency heat pump systems in Oncor service territory. Rebate amounts vary by sy...
Rebate for Atmos Energy natural gas customers who install qualifying high-efficiency gas furnaces (95% AFUE or higher). ...
Rebate for Atmos Energy customers installing qualifying ENERGY STAR® certified tankless gas water heaters. Tankless unit...
Federal tax credit covering 30% of the cost of residential solar panel and battery storage system installations. Credit ...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet their disability-rela...
Grant for veterans with certain service-connected disabilities to make adaptations to a family member's home in which th...
Grant program for Rockwall County senior homeowners (age 60+) to address emergency home repairs and safety hazards. Cove...
Low-interest home loans for Texas veterans with competitive fixed rates, often below conventional mortgage rates. Availa...
Down payment and closing cost assistance for first-time homebuyers in Texas. Combines a 30-year fixed-rate first mortgag...
Federal HOME program funds administered locally to assist low-income homeowners with major home rehabilitation. Typicall...
Federal Community Development Block Grant program administered by the City of Royse City to provide home rehabilitation ...
City grant program to modify homes for accessibility for residents with disabilities or mobility challenges. Covers ramp...
City program to assist homeowners with the cost of repairing or replacing private sewer lateral lines from home to the p...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under age...
Rebate for Oncor customers who install qualifying residential solar systems with battery storage. Incentivizes distribut...
Texas law allows homeowners age 65+ or disabled to defer property taxes on their homestead. Deferred taxes accrue 5% int...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Royse City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Royse City, 15 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.