Home Improvement Grants in Rye.

Find grants, rebates, forgivable loans, and free programs for Rye, NY, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Rye, NY, with individual awards up to $300,000. 5 programs target seniors, 2 serve veterans, and 15 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants19Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $12,000 rebate

NYSERDA Heat Pump Rebate Program

Provides rebates for qualifying air-source and ground-source heat pump installations in New York homes. Rebate amounts v...

Weatherization
Free energy upgrades

EmPower+ Low-Income Energy Efficiency

Provides no-cost energy efficiency improvements for income-eligible New York homeowners and renters. Services include ai...

Weatherization
Up to $1,500 in rebates

Con Edison Smart Usage Rewards

Con Edison's residential energy efficiency rebate program offering incentives for HVAC tune-ups, high-efficiency air con...

Energy
Up to $500 rebate

Con Edison Heat Pump Water Heater Rebate

Rebate for residential customers who install ENERGY STAR certified heat pump water heaters. These efficient units can re...

Energy
Up to $15,000 forgivable loan

Westchester County HOME Repair Program

Provides forgivable loans to income-eligible Westchester County homeowners for critical health and safety repairs. Loan ...

Home Repair
Free lead hazard remediation

Westchester County Lead Poisoning Prevention Program

Provides free lead hazard inspections and remediation for Westchester County homes built before 1978 with children under...

Home Repair
Free weatherization services

New York State Weatherization Assistance Program (WAP)

Federally-funded program providing free comprehensive weatherization services to income-eligible households in New York....

Weatherization
Up to $5,000 tax credit

New York State Solar Tax Credit

New York State tax credit equal to 25% of solar equipment and installation costs, up to $5,000 maximum. Can be combined ...

Solar/Renewable
Up to $4,000 incentive

NY-Sun Megawatt Block Incentive

NYSERDA's declining block incentive for residential solar installations in Westchester County. Incentive amount varies b...

Solar/Renewable
Up to $50,000 tax credit

New York Historic Homeownership Rehabilitation Tax Credit

Tax credit equal to 20% of qualified rehabilitation expenses for owner-occupied historic homes listed on the National or...

Historic
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize dwe...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to help purchase or construct an adapted home, or modify ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to help adapt a family member's home in which they reside...

Veterans
Rent freeze benefit

Senior Citizen Rent Increase Exemption (SCRIE)

Rent freeze program for seniors 62 and older with household income of $50,000 or less in rent-stabilized or rent-control...

Rental
5-50% property tax reduction

Westchester Senior Citizen Homeowner Tax Exemption (SCHE)

Provides partial property tax exemption for senior homeowners age 65+ with annual income below $58,400 in Westchester Co...

Property Tax Relief
Enhanced tax savings for seniors

Enhanced STAR Property Tax Exemption

Enhanced School Tax Relief program for senior homeowners 65+ with income of $98,700 or less. Provides increased property...

Property Tax Relief
Up to $300,000 for home repair

New York State CDBG Disaster Recovery

Federal CDBG-DR funds to help homeowners repair and rebuild homes damaged by federally-declared disasters including Supe...

Disaster
Up to $7,500 for geothermal

NYSERDA Renewable Heat NY

Incentives for installation of ground-source (geothermal) heat pumps in New York homes. Rebates vary by system type and ...

Weatherization
Varies by building size

Con Edison Multifamily Energy Efficiency Program

Comprehensive energy efficiency program for multifamily buildings with 5+ units. Provides incentives and sometimes full ...

Energy
Information and inspection services

Westchester County Septic System Assistance

Westchester County Health Department provides septic system permitting, inspection, and technical assistance. While no d...

Home Repair
Up to $20,000 for accessibility modifications

Westchester County HOME Accessibility Program

Provides grants to income-eligible homeowners in Westchester County to make accessibility modifications for residents wi...

Seniors & Disability

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Rye

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Frequently asked questions

What home improvement grants are available in Rye, NY?

25 programs are currently listed for Rye, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Rye have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Rye, 19 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Rye?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.