Find grants, rebates, forgivable loans, and free programs for Sacramento County, CA, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Sacramento County, CA, with individual awards up to $126,526. 2 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by the state to weatherize homes for income-eligible households. Services include ...
State-funded deferred-payment loans for owner-occupied home repairs and rehabilitation for low-income households. Loans ...
Grants for very low-income homeowners age 62 or older in rural areas to remove health and safety hazards. Available in q...
Low-interest loans for low-income homeowners in rural areas to repair, improve, or modernize homes. Available in qualify...
Helps veterans with certain service-connected disabilities purchase or modify a home to meet their disability-related ne...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Inclu...
HUD-funded program to reduce lead-based paint hazards in pre-1978 homes with children under age 6. Services include lead...
Provides grants to low-income homeowners for sewer lateral repairs and replacements in unincorporated Sacramento County....
Rebates for qualifying heat pump installations in SMUD service territory. Covers air-source and ductless mini-split heat...
Rebates for high-efficiency electric water heaters and heat pump water heaters in SMUD service territory. Higher rebates...
Rebates for attic and wall insulation upgrades in SMUD service territory. Requires energy assessment and installation by...
Rebates for residential battery storage systems paired with solar in SMUD service territory. Provides backup power durin...
Whole-home energy upgrade program for PG&E customers in parts of Sacramento County. Combines multiple rebates for insula...
Free energy efficiency upgrades for income-qualified PG&E customers in Sacramento County. May include insulation, air se...
Historical solar rebate program for Sacramento County homeowners. While the main CSI program is now closed, homeowners s...
State incentive program for residential battery energy storage systems in PG&E and SMUD territories. Higher incentives a...
Property Assessed Clean Energy (PACE) financing for energy efficiency, renewable energy, and water conservation improvem...
State grants to help income-qualified homeowners in high fire-hazard severity zones harden homes against wildfire. Cover...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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22 programs are currently listed for Sacramento County, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Sacramento County, 14 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.