California Property Tax Postponement Program

About This Program

California's Property Tax Postponement (PTP) program allows senior (62+), blind, or disabled homeowners to defer current-year property taxes on their primary residence. The deferred tax becomes a lien against the property, repaid with 7% simple interest when the property is sold, transferred, or the owner no longer occupies it. Household income must not exceed $51,762 (2025–26 limit). Frees up cash for home maintenance and living expenses.

This is a deferral (loan), not forgiveness; 7% interest accrues; repaid when property sold or transferred

Key Details

• Must be 62+ years old, blind, or disabled
• Household income ≤$51,762 (FY 2025–26 limit)
• Defer full annual property tax payment — 7% simple interest accrues
• Repayment triggered by property sale, transfer, or no longer occupying as primary residence
• Apply through California State Controller's Office at sco.ca.gov

How to Apply

Deadline: Annual filing window — typically October 1 through February 10