Monterey County Housing and Community Development
Provides down payment and closing cost assistance to first-time homebuyers purchasing in Monterey County. Structured as a deferred second mortgage with no monthly payments, due upon sale, transfer, or refinance of the property.
Deferred loan amount for down payment and closing costs
Deadline: Program currently on waitlist, check for reopening
Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
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