Find grants, rebates, forgivable loans, and free programs for San Carlos, CA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in San Carlos, CA, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to low-income owner-occupied households in San Carlos. Loan is forgiven...
Provides grants for home safety and accessibility modifications for seniors 60+ in San Mateo County. Covers grab bars, r...
Federally funded program providing free weatherization services to income-eligible San Carlos households. Services inclu...
Comprehensive home energy upgrade program offering rebates for qualifying whole-home improvements. Requires energy asses...
Rebate for installing qualifying heat pump water heaters to replace gas or electric resistance water heaters. Rebate amo...
Rebate for installing qualifying central heat pump HVAC systems. Income-qualified customers receive up to $6,500; all ot...
Rebate for purchasing and installing a qualifying smart thermostat. Rebate amounts vary by thermostat model and particip...
Free comprehensive energy efficiency improvements for income-qualified San Carlos households. Services include attic ins...
California's solar rebate program concluded in 2016 after meeting its goals. San Carlos homeowners can now take advantag...
Federal tax credit covering 30% of the cost of residential solar PV systems and battery storage installed for installati...
Rebate for residential battery energy storage systems in PG&E territory. Incentive levels range from $200-$1,000 per kWh...
Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize hom...
Grant for veterans with certain service-connected disabilities to purchase or modify a home to meet their disability nee...
Grant for veterans with certain service-connected disabilities to adapt a family member's home where they will reside. A...
State program providing free lead hazard assessment and control services for eligible homes built before 1978 with child...
Grants and cost-share programs to help California homeowners in wildfire-prone areas create defensible space and harden ...
Grants to strengthen older homes with vulnerable cripple walls and unbolted foundations to better withstand earthquakes....
Grant program to assist income-qualified San Carlos homeowners with the cost of repairing or replacing private sewer lat...
Provides emergency home repair grants for very-low-income owner-occupied households in San Mateo County facing immediate...
Forgivable loan program for low-income households with a disabled family member to make ADA accessibility modifications....
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for San Carlos, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In San Carlos, 15 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.