Find grants, rebates, forgivable loans, and free programs for San Clemente, CA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in San Clemente, CA, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded program providing deferred, forgivable loans for major home repairs to income-eligible homeowners in San Cle...
Grant program for accessibility modifications to owner-occupied homes in San Clemente for residents with disabilities. C...
Grant program for emergency and critical home repairs for senior homeowners (62+) in San Clemente with limited income. A...
City grant program to assist income-eligible homeowners with the cost of repairing or replacing private sewer laterals t...
State-funded weatherization program providing free energy efficiency improvements to income-eligible households in San C...
HUD-funded statewide program to identify and remediate lead-based paint hazards in pre-1978 homes with children under ag...
HUD HOME funds administered by Orange County for major rehabilitation of owner-occupied homes. Deferred, zero-interest l...
USDA program offering loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their ...
VA grant for veterans with certain service-connected disabilities to construct, purchase, or modify a home to meet their...
VA grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will liv...
Southern California Edison rebate program for comprehensive home energy upgrades including insulation, air sealing, duct...
SCE rebate for installing energy-efficient central air conditioners or heat pumps in single-family homes. Higher rebates...
SCE rebate for replacing an electric or natural gas water heater with an ENERGY STAR certified heat pump water heater. H...
SCE's no-cost energy efficiency program for income-qualified customers, providing free installation of energy-efficient ...
California statewide incentive program for home battery storage systems that store solar or grid energy for backup power...
Federal tax credit covering 30% of the cost of installing a residential solar photovoltaic system and battery storage. C...
SCE's net energy metering program allowing residential solar customers to receive bill credits for excess electricity se...
California's Disadvantaged Communities Single-family Solar Homes (DAC-SASH) program provides free or heavily subsidized ...
Incentive program for replacing gas-powered lawn mowers and turf with climate-appropriate landscaping to reduce emission...
Grant program for California Earthquake Authority policyholders to retrofit homes built before 1980 to reduce earthquake...
Grant program for home hardening projects to reduce wildfire risk in high fire hazard zones. Covers ember-resistant vent...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for San Clemente, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In San Clemente, 17 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.