CalHFA MyHome Assistance Program

California Housing Finance Agency (CalHFA)

Active Down Payment

About This Program

CalHFA's MyHome Assistance Program provides first-time homebuyers in San Francisco a deferred-payment junior loan of up to 3% (conventional) or 3.5% (FHA) of the purchase price toward down payment and/or closing costs. No payments are due until the home is sold, refinanced, or the mortgage is paid in full. Homebuyer education is required.

Deferred loan; repaid at sale or refinance

Key Details

  • Deferred junior loan for down payment and/or closing costs
  • Up to 3% (conventional) or 3.5% (FHA) of purchase price
  • No monthly payments until sale, refinance, or payoff
  • Must be first-time homebuyer and meet SF County income limits
  • Homebuyer education required, call CalHFA at (877) 922-5432

How to Apply

Deadline: Rolling

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in San Francisco, CA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs