Find grants, rebates, forgivable loans, and free programs for San Juan Capistrano, CA, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in San Juan Capistrano, CA, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home repairs for low-income owner-occupied households in San Juan Capistrano. Loan is forgiven after 5 ye...
Emergency repair grant for immediate health and safety threats in owner-occupied homes. Priority for seniors and persons...
Provides accessibility modifications for owner-occupied homes where a disabled or senior resident lives. Covers ramps, w...
HUD-funded program to reduce lead-based paint hazards in Orange County homes built before 1978 with children under 6. Se...
Assists income-qualified homeowners with repair or replacement of private sewer laterals. Program helps prevent sewage b...
Free weatherization services for income-qualified households in California. Includes insulation, weather stripping, mino...
CalHFA offers affordable first mortgage financing with down payment assistance options for first-time homebuyers in Cali...
SoCalGas offers rebates for energy-efficient natural gas appliances including water heaters, furnaces, pool heaters, and...
SCE offers rebates for HVAC upgrades, insulation, cool roofs, windows, pool pumps, and appliances. Enhanced rebates avai...
Rebates for installation of electric heat pump systems for space heating and cooling. Enhanced incentives available for ...
Net Energy Metering (NEM 3.0) allows solar customers to receive credits for excess electricity sent to the grid. Federal...
Provides free or heavily discounted solar panel installation for low-income homeowners in California. GRID Alternatives ...
Although San Juan Capistrano is not designated rural, adjacent areas may qualify. Provides grants up to $10,000 for seni...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...
Helps veterans with certain service-connected disabilities adapt their home. For disabilities like blindness or loss of ...
Allows seniors 62+, blind, or disabled homeowners to defer current-year property taxes on their principal residence. Sta...
Federal HOME funds administered by Orange County for owner-occupied housing rehabilitation. Provides deferred loans for ...
Earthquake Brace + Bolt provides up to $3,000 toward seismic retrofit of homes with raised foundations. Eligible zip cod...
Rebates available from local water districts for high-efficiency water heaters and tankless water heaters that reduce wa...
Rebates for replacing turf with drought-tolerant landscaping and installing smart irrigation controllers. Turf replaceme...
State-funded down payment assistance for first-time homebuyers in California. Provides deferred-payment junior loans to ...
Provides property tax relief for owners of historic properties who agree to maintain and preserve their buildings. Given...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for San Juan Capistrano, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In San Juan Capistrano, 16 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.