Home Improvement Grants in San Marcos.

Find grants, rebates, forgivable loans, and free programs for San Marcos, TX, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in San Marcos, TX, with individual awards up to $126,526. 8 programs target seniors, 4 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Texas Weatherization Assistance Program (WAP)

Federally-funded weatherization program that provides free energy efficiency improvements to income-qualified households...

Weatherization
Forgivable loan up to $30,000

San Marcos Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home repairs and rehabilitation. Covers structural issues, roof replacemen...

Home Repair
Up to $8,500 grant

San Marcos Emergency Home Repair Grant

Emergency grant program for urgent health and safety repairs in owner-occupied homes. Addresses immediate threats such a...

Emergency
Up to $20,000 grant

San Marcos ADA Home Modification Program

CDBG-funded program providing accessibility modifications for income-qualified homeowners with disabilities. Covers ramp...

Seniors & Disability
Up to $6,600 in rebates

Austin Energy Home Performance Rebates

Austin Energy offers rebates for energy efficiency improvements including insulation, duct sealing, high-efficiency HVAC...

Energy
Up to $1,800 rebate

Austin Energy Heat Pump Rebate

Rebate for qualifying high-efficiency heat pump installations. Available to Austin Energy customers, including San Marco...

Energy
Up to $2,500 rebate

Austin Energy Solar Rebate Program

Performance-based rebate for residential solar photovoltaic system installations. Available to Austin Energy customers i...

Solar/Renewable
Free lead hazard control services

Texas Gas Line Operator Lead Program

State-administered lead hazard control program for homes built before 1978 with children under age 6. Provides lead insp...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan program for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very-low-income homeowners age 62 or older to remove health and safety hazards from their homes in eligible ru...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Lifetime benefit for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate the...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make adaptations to a family member's home where they ...

Veterans
Up to $8,500 per home

Hays County Weatherization Assistance

Federally-funded weatherization services administered locally by Community Action Inc. for Hays County residents includi...

Weatherization
Up to $35,000 per household

Texas HOME Investment Partnerships Program

Federally-funded HOME program providing grants and forgivable loans for owner-occupied housing rehabilitation. Covers ma...

Home Repair
Typical project value up to $5,000

A Repair Affair – San Marcos

Volunteer-led home repair program serving low-income seniors, disabled homeowners, and veterans in San Marcos and Hays C...

Home Repair
Up to $1,500 rebate

Austin Energy Water Heater Rebate

Rebate for high-efficiency water heater replacements including heat pump water heaters and tankless models. Available to...

Energy
$10,000 property tax exemption

Texas Property Tax Exemption for Seniors and Disabled

State-mandated property tax exemption for homeowners age 65 or older, or with qualifying disabilities. Provides $10,000 ...

Property Tax Relief
Freezes school district taxes at current level

Texas Property Tax Ceiling (Senior Freeze)

State law that freezes school district property taxes at their current amount for homeowners age 65 or older or with qua...

Property Tax Relief
Partial to full exemption based on disability rating

Texas Disabled Veteran Property Tax Exemption

Property tax exemption for disabled veterans based on VA disability rating. Ranges from $5,000 exemption for 10-29% rati...

Property Tax Relief
Subsidized audit for $125

Austin Energy Home Energy Audit

Comprehensive home energy assessment conducted by certified energy auditor. Includes blower door test, thermal imaging, ...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in San Marcos

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Frequently asked questions

What home improvement grants are available in San Marcos, TX?

24 programs are currently listed for San Marcos, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in San Marcos have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In San Marcos, 15 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in San Marcos?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.