Find grants, rebates, forgivable loans, and free programs for San Pablo, CA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in San Pablo, CA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded program providing deferred loans for major home repairs to owner-occupied single-family homes in San Pablo. ...
Provides emergency repair grants to address imminent health and safety hazards for low-income homeowners in San Pablo. C...
Provides grants for accessibility modifications to enable seniors and persons with disabilities to remain in their homes...
Assists income-qualified homeowners with the cost of repairing or replacing private sewer laterals that connect the home...
Federally funded program providing free energy efficiency improvements to reduce utility bills for income-qualified hous...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under 6 ...
Provides free energy-saving improvements for income-qualified PG&E customers in San Pablo including attic insulation, we...
Rebates for installation of energy-efficient electric heat pump systems to replace natural gas furnaces or electric resi...
Provides rebates for installing battery energy storage systems paired with solar panels. Higher incentives available for...
Down payment assistance loan equal to 3.5% of the purchase price or appraised value for first-time homebuyers in Califor...
Grants for very low-income seniors (age 62+) to remove health and safety hazards in eligible rural areas. Available for ...
Low-interest loans (1% fixed) up to $40,000 for very low-income homeowners in eligible rural areas to repair, improve, o...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Av...
Helps veterans with certain service-connected disabilities adapt or purchase an adapted home. For veterans who are blind...
Offers up to $3,000 toward seismic retrofitting for houses built before 1979 with raised foundations in eligible Califor...
Allows eligible seniors (age 62+), blind, or disabled homeowners to defer payment of property taxes on their primary res...
Provides minor home repair and accessibility modification grants for seniors age 62+ in Contra Costa County. Covers repa...
Rebates for energy-efficient heat pump water heaters to replace traditional gas or electric water heaters in Bay Area ho...
Excludes the added home value from a newly constructed or installed solar energy system from property tax assessment. Ap...
Assists income-qualified homeowners in fire-risk areas to retrofit homes with ignition-resistant materials and designs. ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for San Pablo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In San Pablo, 18 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.