Home Improvement Grants in San Rafael.

Find grants, rebates, forgivable loans, and free programs for San Rafael, CA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in San Rafael, CA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates7Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 grant

San Rafael CDBG Emergency Home Repair Grant

Provides emergency home repairs for owner-occupied households in San Rafael with income at or below 50% AMI. Covers crit...

Emergency
Forgivable loan up to $35,000

San Rafael Home Rehabilitation Loan Program

Provides major home repairs and rehabilitation for owner-occupied households in San Rafael with income at or below 80% A...

Home Repair
Grant up to $15,000

San Rafael ADA Accessibility Modification Program

Provides accessibility modifications for disabled or senior residents in owner-occupied San Rafael homes. Includes ramps...

Seniors & Disability
Grant up to $5,000

San Rafael Sewer Lateral Repair Grant

Provides financial assistance for low-income homeowners to repair or replace private sewer laterals from the home to the...

Home Repair
Up to $3,000 rebate

Marin Clean Energy Heat Pump Rebate

Provides rebates for installation of energy-efficient electric heat pumps to replace gas furnaces and air conditioners. ...

Energy
Up to $1,000 rebate

Marin Clean Energy EV Charger Rebate

Provides rebates for installation of Level 2 electric vehicle charging stations at single-family and multi-family proper...

Energy
Up to $2,000 rebate

Marin Clean Energy Battery Storage Rebate

Provides rebates for installation of home battery storage systems that pair with solar panels or provide backup power du...

Solar/Renewable
Up to $6,000 in rebates

BayREN Home+ Energy Efficiency Rebates

Provides comprehensive energy efficiency rebates for home weatherization upgrades including insulation, air sealing, HVA...

Weatherization
Varies by system size

California Solar Initiative (CSI)

Provides incentives for installation of solar photovoltaic systems on residential and commercial properties. Combines wi...

Solar/Renewable
Free weatherization services

California Weatherization Assistance Program (WAP)

Provides free comprehensive weatherization services for income-qualified households including insulation, air sealing, f...

Weatherization
Free lead hazard assessment and abatement

California Lead Poisoning Prevention Program

Provides free lead hazard assessment, testing, and abatement services for homes with children under 6 or pregnant women ...

Home Repair
Grant up to $10,000

Marin County ADA Home Modification Grant

Provides grants for accessibility modifications to help disabled residents remain safely in their homes. Covers ramps, l...

Seniors & Disability
Varies by appliance and measure

PG&E Energy Efficiency Rebates

Provides rebates for energy-efficient appliances and home improvements including HVAC systems, water heaters, insulation...

Energy
20-35% bill discount

PG&E CARE/FERA Discount Program

Provides monthly bill discounts of 20-35% for income-qualified PG&E customers. CARE offers deeper discounts for househol...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes. Grants...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Provides grants to veterans with certain service-connected disabilities to build, buy, or modify a home to meet their ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Provides grants to veterans with certain service-connected disabilities to adapt a home they or a family member live in....

Veterans
Grant up to $8,000

Marin County Senior Home Repair Program

Provides emergency and minor home repair grants for senior homeowners age 62+ in Marin County. Covers health and safety ...

Seniors & Disability
Up to $3,000 rebate

California Earthquake Authority Brace + Bolt

Provides rebates to help homeowners retrofit older homes to better withstand earthquakes. Covers bolting houses to their...

Disaster
Grant up to $5,000

California Fair Housing Accessibility Grants

Provides grants to assist disabled individuals with accessibility modifications in rental or owned housing. Covers ramps...

Seniors & Disability
Rebate up to $2,000

Marin Wildfire Prevention Authority Home Hardening

Provides rebates for home hardening improvements that reduce wildfire risk, including ember-resistant vents, fire-rated ...

Disaster

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in San Rafael

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Frequently asked questions

What home improvement grants are available in San Rafael, CA?

25 programs are currently listed for San Rafael, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in San Rafael have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In San Rafael, 16 programs do not require repayment, 1 is forgivable loan, and 7 are rebates.

How do I apply for home repair grants in San Rafael?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.