Find grants, rebates, forgivable loans, and free programs for San Rafael, CA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in San Rafael, CA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides emergency home repairs for owner-occupied households in San Rafael with income at or below 50% AMI. Covers crit...
Provides major home repairs and rehabilitation for owner-occupied households in San Rafael with income at or below 80% A...
Provides accessibility modifications for disabled or senior residents in owner-occupied San Rafael homes. Includes ramps...
Provides financial assistance for low-income homeowners to repair or replace private sewer laterals from the home to the...
Provides rebates for installation of energy-efficient electric heat pumps to replace gas furnaces and air conditioners. ...
Provides rebates for installation of Level 2 electric vehicle charging stations at single-family and multi-family proper...
Provides rebates for installation of home battery storage systems that pair with solar panels or provide backup power du...
Provides comprehensive energy efficiency rebates for home weatherization upgrades including insulation, air sealing, HVA...
Provides incentives for installation of solar photovoltaic systems on residential and commercial properties. Combines wi...
Provides free comprehensive weatherization services for income-qualified households including insulation, air sealing, f...
Provides free lead hazard assessment, testing, and abatement services for homes with children under 6 or pregnant women ...
Provides grants for accessibility modifications to help disabled residents remain safely in their homes. Covers ramps, l...
Provides rebates for energy-efficient appliances and home improvements including HVAC systems, water heaters, insulation...
Provides monthly bill discounts of 20-35% for income-qualified PG&E customers. CARE offers deeper discounts for househol...
Provides loans and grants to very-low-income homeowners in eligible rural areas to repair or improve their homes. Grants...
Provides grants to veterans with certain service-connected disabilities to build, buy, or modify a home to meet their ne...
Provides grants to veterans with certain service-connected disabilities to adapt a home they or a family member live in....
Provides emergency and minor home repair grants for senior homeowners age 62+ in Marin County. Covers health and safety ...
Provides rebates to help homeowners retrofit older homes to better withstand earthquakes. Covers bolting houses to their...
Provides grants to assist disabled individuals with accessibility modifications in rental or owned housing. Covers ramps...
Provides rebates for home hardening improvements that reduce wildfire risk, including ember-resistant vents, fire-rated ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for San Rafael, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In San Rafael, 16 programs do not require repayment, 1 is forgivable loan, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.