Find grants, rebates, forgivable loans, and free programs for San Ramon, CA, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in San Ramon, CA, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 17 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 9 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides affordable financing for home repairs and improvements to California homeowners. Can be used for structural rep...
Free weatherization services for low-income California households, including insulation, air sealing, HVAC tune-ups, and...
Whole-home energy efficiency rebate program for PG&E customers. Offers incentives for comprehensive upgrades including i...
Rebates for installing energy-efficient heat pump water heaters in PG&E service territory. Higher rebates available for ...
Rebates for high-efficiency central air conditioners and heat pump systems for PG&E customers in San Ramon. Enhanced inc...
Provides energy efficiency upgrades and rebates for single-family homes in the Bay Area including San Ramon. Offers free...
California law excludes the added home value of solar energy systems from property tax assessment. Active solar systems ...
California's Self-Generation Incentive Program provides rebates for home battery storage systems. PG&E customers in San ...
EBMUD offers rebates for replacing old toilets with high-efficiency models that use 1.28 gallons per flush or less. San ...
Rebate for purchasing ENERGY STAR certified clothes washers that meet EBMUD's water and energy efficiency requirements. ...
Cash rebate for converting traditional grass lawns to water-efficient landscaping with California native or drought-tole...
Rebate for installing EPA WaterSense certified smart irrigation controllers that automatically adjust watering schedules...
State-funded disaster assistance for home repairs and temporary housing when a California state of emergency is declared...
State program providing free lead hazard assessments and case management for homes with children who have elevated blood...
Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair,...
Grants for veterans with certain service-connected disabilities to buy, build, or modify a home to meet accessibility ne...
Grants for veterans with certain service-connected disabilities to modify a home to accommodate the disability. Covers b...
Provides emergency home repair grants for low-income seniors (62+) in Contra Costa County including San Ramon. Covers re...
CDBG-funded forgivable loans for major home repairs for low-income homeowners in unincorporated Contra Costa County and ...
Grants to modify homes for accessibility for low-income residents with disabilities in Contra Costa County. Covers wheel...
California Alternate Rates for Energy (CARE) and Family Electric Rate Assistance (FERA) provide monthly discounts on gas...
One-time emergency energy bill assistance for PG&E customers experiencing financial hardship. Helps pay past-due balance...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for San Ramon, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In San Ramon, 14 programs do not require repayment, 1 is forgivable loan, and 9 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.