Home Improvement Grants in San Ramon.

Find grants, rebates, forgivable loans, and free programs for San Ramon, CA, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in San Ramon, CA, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 17 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants14Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates9Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $50,000 loan

CalHFA Super Home Rehabilitation Loan

Provides affordable financing for home repairs and improvements to California homeowners. Can be used for structural rep...

Home Repair
Free weatherization up to $8,000

California Low-Income Weatherization Program (LIWP)

Free weatherization services for low-income California households, including insulation, air sealing, HVAC tune-ups, and...

Weatherization
Rebates up to $8,500

PG&E Energy Upgrade California Home Upgrade

Whole-home energy efficiency rebate program for PG&E customers. Offers incentives for comprehensive upgrades including i...

Weatherization
Up to $4,000 rebate

PG&E Heat Pump Water Heater Rebate

Rebates for installing energy-efficient heat pump water heaters in PG&E service territory. Higher rebates available for ...

Energy
Up to $3,000 rebate

PG&E Central AC/Heat Pump HVAC Rebate

Rebates for high-efficiency central air conditioners and heat pump systems for PG&E customers in San Ramon. Enhanced inc...

Energy
Rebates up to $6,000

BayREN Home+ Single-Family Program

Provides energy efficiency upgrades and rebates for single-family homes in the Bay Area including San Ramon. Offers free...

Weatherization
Property tax exclusion

California Solar Initiative (CSI) Property Tax Exclusion

California law excludes the added home value of solar energy systems from property tax assessment. Active solar systems ...

Solar/Renewable
Rebate up to $15,000+

Self-Generation Incentive Program (SGIP) Battery Storage

California's Self-Generation Incentive Program provides rebates for home battery storage systems. PG&E customers in San ...

Solar/Renewable
Up to $150 per toilet

EBMUD High-Efficiency Toilet Rebate

EBMUD offers rebates for replacing old toilets with high-efficiency models that use 1.28 gallons per flush or less. San ...

Energy
Up to $200

EBMUD Clothes Washer Rebate

Rebate for purchasing ENERGY STAR certified clothes washers that meet EBMUD's water and energy efficiency requirements. ...

Energy
Up to $2,500

EBMUD Lawn Conversion Rebate

Cash rebate for converting traditional grass lawns to water-efficient landscaping with California native or drought-tole...

Energy
Up to $80

EBMUD Smart Irrigation Controller Rebate

Rebate for installing EPA WaterSense certified smart irrigation controllers that automatically adjust watering schedules...

Energy
Up to $5,000 grant

California Disaster Assistance Act (CDAA) Home Repair

State-funded disaster assistance for home repairs and temporary housing when a California state of emergency is declared...

Disaster
Free lead hazard assessment

California Childhood Lead Poisoning Prevention Program

State program providing free lead hazard assessments and case management for homes with children who have elevated blood...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair,...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to buy, build, or modify a home to meet accessibility ne...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to modify a home to accommodate the disability. Covers b...

Veterans
Up to $8,000 grant

Contra Costa County Senior Home Repair Program

Provides emergency home repair grants for low-income seniors (62+) in Contra Costa County including San Ramon. Covers re...

Seniors & Disability
Forgivable loan up to $50,000

Contra Costa County Owner-Occupied Rehabilitation Loan

CDBG-funded forgivable loans for major home repairs for low-income homeowners in unincorporated Contra Costa County and ...

Home Repair
Up to $15,000 grant

Contra Costa County Accessibility Modification Program

Grants to modify homes for accessibility for low-income residents with disabilities in Contra Costa County. Covers wheel...

Seniors & Disability
20-35% monthly bill discount

PG&E CARE/FERA Utility Discount

California Alternate Rates for Energy (CARE) and Family Electric Rate Assistance (FERA) provide monthly discounts on gas...

Energy
Up to $1,000 one-time grant

PG&E Relief for Energy Assistance through Community Help (REACH)

One-time emergency energy bill assistance for PG&E customers experiencing financial hardship. Helps pay past-due balance...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in San Ramon

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Frequently asked questions

What home improvement grants are available in San Ramon, CA?

26 programs are currently listed for San Ramon, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in San Ramon have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In San Ramon, 14 programs do not require repayment, 1 is forgivable loan, and 9 are rebates.

How do I apply for home repair grants in San Ramon?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.