Find grants, rebates, forgivable loans, and free programs for Sand Springs, OK, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Sand Springs, OK, with individual awards up to $126,526. 9 programs target seniors, 3 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization program that reduces energy costs for low-income households in Sand Springs through insu...
CDBG-funded program providing forgivable loans for major home repairs to income-qualified homeowners in Sand Springs. Lo...
Provides emergency grants for urgent health and safety repairs to low-income homeowners in Sand Springs. Covers immediat...
CDBG-funded program providing grants for accessibility modifications to homes of disabled and elderly residents in Sand ...
PSO offers rebates to Sand Springs customers for qualifying energy-efficient home improvements including HVAC systems, i...
PSO provides enhanced rebates for installation of high-efficiency electric heat pumps in Sand Springs homes. Rebate amou...
PSO offers rebates for purchase and installation of qualifying smart thermostats in Sand Springs. Smart thermostats help...
Low-interest loan program for very low-income homeowners in eligible rural areas near Sand Springs to repair, improve, o...
Grant program for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home in Sand Sp...
Grant for veterans with specific service-connected disabilities to adapt a family member's home where they reside. Cover...
OHFA provides down payment and closing cost assistance to first-time homebuyers in Sand Springs purchasing a primary res...
HUD-funded program administered by the Oklahoma State Department of Health to reduce lead-based paint hazards in pre-197...
Oklahoma Natural Gas offers rebates to residential customers in Sand Springs for purchase and installation of high-effic...
PSO allows Sand Springs homeowners to interconnect residential solar photovoltaic systems to the grid and receive net me...
Federal tax credit for homeowners in Sand Springs who install solar photovoltaic systems. Credit equals 30% of total sys...
City program providing financial assistance to low-income homeowners in Sand Springs for repair or replacement of privat...
Oklahoma homeowners age 65 or older with total household income under $12,000 may freeze the assessed valuation of their...
Oklahoma disabled veterans with 100% permanent service-connected disability rating may receive full property tax exempti...
State program providing emergency repair grants to low-income homeowners age 60+ in Sand Springs. Covers urgent health a...
Federally-funded program providing utility bill payment assistance to low-income households in Sand Springs. Helps with ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Sand Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Sand Springs, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.