Home Improvement Grants in Sand Springs.

Find grants, rebates, forgivable loans, and free programs for Sand Springs, OK, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Sand Springs, OK, with individual awards up to $126,526. 9 programs target seniors, 3 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Oklahoma Weatherization Assistance Program (WAP)

Federally-funded weatherization program that reduces energy costs for low-income households in Sand Springs through insu...

Weatherization
Forgivable loan up to $24,999

Sand Springs Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to income-qualified homeowners in Sand Springs. Lo...

Home Repair
Up to $5,000 emergency repair grant

Sand Springs Emergency Home Repair Grant

Provides emergency grants for urgent health and safety repairs to low-income homeowners in Sand Springs. Covers immediat...

Emergency
Up to $15,000 for accessibility modifications

Sand Springs ADA Accessibility Modification Program

CDBG-funded program providing grants for accessibility modifications to homes of disabled and elderly residents in Sand ...

Seniors & Disability
Up to $1,200 in rebates

PSO (Public Service Company of Oklahoma) Home Energy Efficiency Rebates

PSO offers rebates to Sand Springs customers for qualifying energy-efficient home improvements including HVAC systems, i...

Energy
Up to $1,500 for qualifying heat pumps

PSO Heat Pump Rebate Program

PSO provides enhanced rebates for installation of high-efficiency electric heat pumps in Sand Springs homes. Rebate amou...

Energy
Up to $100 per thermostat

PSO Smart Thermostat Rebate

PSO offers rebates for purchase and installation of qualifying smart thermostats in Sand Springs. Smart thermostats help...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan program for very low-income homeowners in eligible rural areas near Sand Springs to repair, improve, o...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant program for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home in Sand Sp...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with specific service-connected disabilities to adapt a family member's home where they reside. Cover...

Veterans
Down payment assistance up to $5,000

Oklahoma Housing Finance Agency First-Time Homebuyer Program

OHFA provides down payment and closing cost assistance to first-time homebuyers in Sand Springs purchasing a primary res...

Homebuyer
Free lead hazard remediation

Oklahoma Lead-Based Paint Hazard Control Program

HUD-funded program administered by the Oklahoma State Department of Health to reduce lead-based paint hazards in pre-197...

Home Repair
Up to $800 for gas equipment rebates

Oklahoma Natural Gas (ONG) Home Energy Rebates

Oklahoma Natural Gas offers rebates to residential customers in Sand Springs for purchase and installation of high-effic...

Energy
Net metering credits

PSO Residential Solar Interconnection Program

PSO allows Sand Springs homeowners to interconnect residential solar photovoltaic systems to the grid and receive net me...

Solar/Renewable
30% of solar system cost

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit for homeowners in Sand Springs who install solar photovoltaic systems. Credit equals 30% of total sys...

Solar/Renewable
Up to $3,000 for sewer lateral repairs

Sand Springs Sewer Lateral Assistance Program

City program providing financial assistance to low-income homeowners in Sand Springs for repair or replacement of privat...

Home Repair
Property tax valuation freeze

Oklahoma Senior Property Tax Freeze

Oklahoma homeowners age 65 or older with total household income under $12,000 may freeze the assessed valuation of their...

Property Tax Relief
100% property tax exemption (qualifying disabilities)

Oklahoma Disabled Veteran Property Tax Exemption

Oklahoma disabled veterans with 100% permanent service-connected disability rating may receive full property tax exempti...

Veterans
Up to $5,000 emergency repair grant

OHFA Emergency Home Repair for Seniors Program

State program providing emergency repair grants to low-income homeowners age 60+ in Sand Springs. Covers urgent health a...

Seniors & Disability
Varies by household size and income

Oklahoma Low-Income Home Energy Assistance Program (LIHEAP)

Federally-funded program providing utility bill payment assistance to low-income households in Sand Springs. Helps with ...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Sand Springs

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Sand Springs, OK?

25 programs are currently listed for Sand Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Sand Springs have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Sand Springs, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Sand Springs?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.