Home Improvement Grants in Sanger.

Find grants, rebates, forgivable loans, and free programs for Sanger, TX, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Sanger, TX, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federal WAP program administered by TDHCA provides free weatherization improvements to income-eligible households. Servi...

Weatherization
Up to $7,500 in weatherization

Denton County Weatherization Program

SPAN Inc. administers weatherization services for Denton County residents through the federal WAP program. Services incl...

Weatherization
Up to $1,750 rebate

Oncor High-Efficiency HVAC Rebate

Oncor offers rebates for installation of high-efficiency central air conditioners and heat pumps. Systems must meet mini...

Energy
Up to $500 rebate

Oncor Insulation Rebate Program

Oncor provides rebates for attic and wall insulation improvements that meet minimum R-value requirements. Rebate amounts...

Weatherization
Up to $650 rebate

Oncor Heat Pump Water Heater Rebate

Oncor offers rebates for installation of ENERGY STAR certified heat pump water heaters, which use significantly less ele...

Energy
100% property tax exemption on solar value

Texas Solar Rights and Property Tax Exemption

Texas law provides a 100% property tax exemption on the added home value from solar panel installation. Homeowners must ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan program for very-low-income rural homeowners to repair, improve, or modernize their homes. Loans up to...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants for very-low-income homeowners age 62+ in rural areas to remove health and safety hazards. Funds can be used for ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificati...

Veterans
Loans up to $25,000

Texas Home Improvement Loan Program

Low-interest loan program for Texas homeowners to make necessary home repairs and improvements. Loans are provided at be...

Home Repair
Free lead hazard removal

Texas Lead-Based Paint Hazard Control Program

HUD-funded program administered by TDSHS to identify and control lead-based paint hazards in homes built before 1978 whe...

Home Repair
Up to $5,000 grant

Denton County Senior Home Repair Program

Denton County provides emergency and essential home repair grants for low-income seniors age 60 and older. Covers repair...

Seniors & Disability
Up to $35,000 forgivable loan

HOME Investment Partnerships Rehabilitation

Federal HOME funds administered through TDHCA provide forgivable loans for major home rehabilitation. Loans are forgiven...

Home Repair
Up to $15,000 grant

Texas Emergency Home Repair

Emergency home repair program for low-to-moderate income homeowners facing imminent health or safety hazards. Covers cri...

Emergency
Up to $20,000 grant

Texas Accessibility Modification Program

Provides grants for accessibility modifications to homes of Texans with disabilities. Covers ramps, grab bars, widened d...

Seniors & Disability
Up to $10,000 low-interest loan

Denton County Septic System Repair Program

Low-interest loan program for Denton County homeowners to repair or replace failing septic systems. Helps homeowners add...

Home Repair
Minimum $10,000 homestead exemption

Denton County Over-65 Property Tax Exemption

Texas law provides mandatory homestead exemptions for homeowners age 65 and older. Denton County offers a minimum $10,00...

Property Tax Relief
Minimum $10,000 homestead exemption

Denton County Disability Property Tax Exemption

Texas provides mandatory homestead exemptions for homeowners with disabilities receiving Social Security disability bene...

Property Tax Relief
Up to $85 rebate

Oncor Smart Thermostat Rebate

Oncor offers rebates for purchase and installation of qualifying ENERGY STAR smart thermostats. Smart thermostats optimi...

Energy
Up to $150 in rebates

Oncor LED Lighting Rebate

Oncor provides rebates for purchase of qualifying LED light bulbs and fixtures. LED lighting uses up to 75% less energy ...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Sanger

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Frequently asked questions

What home improvement grants are available in Sanger, TX?

25 programs are currently listed for Sanger, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Sanger have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Sanger, 16 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in Sanger?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.