CalHFA Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

State down payment assistance program providing 20% of the home purchase price as a silent second loan for first-time homebuyers in Santa Ana. Shared appreciation loan requires repayment of principal plus percentage of appreciation when home is sold or refinanced.

Estimate based on 20% of median Santa Ana home price

Key Details

  • 20% down payment assistance for home purchase
  • For first-time homebuyers
  • Shared appreciation loan model
  • Income limits apply (up to 150% AMI)
  • Currently waitlisted, high demand

How to Apply

Deadline: Program oversubscribed; check for reopening

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