Find grants, rebates, forgivable loans, and free programs for Santa Ana, CA, filtered to your situation.
As of June 2026, 34 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Santa Ana, CA, with individual awards up to $161,013. 5 programs target seniors, 3 serve veterans, and 16 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 21 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides deferred, forgivable loans for major home repairs to low-income owner-occupied households in Santa Ana. Loan is...
Emergency grant for owner-occupied homes in Santa Ana with urgent health and safety hazards. Covers immediate threats su...
Forgivable loan for ADA-compliant home modifications for Santa Ana homeowners with disabilities. Covers ramps, accessibl...
Grant assistance for low-income homeowners to repair or replace damaged sewer laterals from the property line to the mai...
State-funded weatherization services for eligible households in Santa Ana delivered through Community Action Partnership...
Free energy efficiency improvements for income-qualified SoCalGas customers in Santa Ana. Includes attic insulation, wea...
Rebates for SCE customers in Santa Ana who install energy-efficient equipment including central AC, heat pumps, insulati...
Statewide incentives for Santa Ana homeowners who install electric heat pumps for space and water heating. Increased inc...
Federal Investment Tax Credit (ITC) provides 30% tax credit for solar panel and battery storage installations in Santa A...
Disadvantaged Communities Single-family Solar Homes (DAC-SASH) program provides free or heavily subsidized solar install...
Grant program for senior homeowners (62+) in Santa Ana for critical home repairs and accessibility modifications. Priori...
USDA provides low-interest loans and grants to very low-income homeowners in eligible rural areas near Santa Ana to repa...
Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home in Santa Ana for...
Grant for veterans with certain service-connected disabilities to adapt a home in Santa Ana for accessibility. Smaller g...
HUD HOME-funded forgivable loans for comprehensive home rehabilitation in Santa Ana. Addresses major systems, structural...
State down payment assistance program providing 20% of the home purchase price as a silent second loan for first-time ho...
Grant for California homeowners in Santa Ana to perform seismic retrofits on older homes, including foundation bolting a...
Property Assessed Clean Energy (PACE) financing for Santa Ana homeowners to install solar, energy efficiency, water cons...
PACE financing program for Santa Ana homeowners to finance energy-efficient, water-efficient, and renewable energy home ...
HUD-funded lead hazard control services for Orange County homes built before 1978 with children under age 6. Free lead t...
Rebate for SoCalGas customers in Santa Ana who install eligible high-efficiency natural gas water heaters or tankless wa...
Rebate for SoCalGas customers in Santa Ana who install high-efficiency natural gas furnaces (90% AFUE or higher). Reduce...
Rebate for SCE customers in Santa Ana who install high-efficiency central air conditioning systems. Rebate amount based ...
Rebate for SCE customers in Santa Ana who replace single-speed pool pumps with energy-efficient variable-speed models. V...
Rebate for SCE customers in Santa Ana who purchase and install qualifying smart thermostats. Smart thermostats optimize ...
Forgivable loan for low-income Santa Ana homeowners to correct code violations identified by city code enforcement. Addr...
FHA-insured mortgage that combines home purchase or refinance with rehabilitation costs in a single loan for Santa Ana p...
State program allowing eligible senior, blind, or disabled Santa Ana homeowners to defer current-year property taxes. De...
Property tax exemption for disabled veterans in Santa Ana with VA-rated service-connected disability. Basic exemption of...
Helps income-eligible California households pay heating and cooling bills and provides weatherization services. Administ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
34 programs are currently listed for Santa Ana, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Santa Ana, 21 programs do not require repayment, 4 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.