Find grants, rebates, forgivable loans, and free programs for Santa Clara, CA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Santa Clara, CA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 14 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 13 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 8 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides deferred, zero-interest loans to income-eligible homeowners for major home repairs and rehabilitation. Loan is ...
Provides emergency grants for urgent health and safety repairs to owner-occupied homes in Santa Clara. Covers critical f...
Provides grants to income-eligible homeowners for accessibility modifications including wheelchair ramps, widened doorwa...
Cost-share program to help Santa Clara homeowners replace failing private sewer laterals. The city covers up to 50% of r...
Federal weatherization program administered by California CSD provides free energy efficiency upgrades to income-eligibl...
State-funded program to remediate lead-based paint hazards in homes built before 1978 with children under six years old....
Rebate program for Santa Clara residents purchasing new electric bicycles. Standard rebate is $200; income-qualified res...
Rebate for Santa Clara residents installing electric heat pumps for heating and cooling. Rebates range from $2,500 to $5...
Rebate for Santa Clara residents replacing gas water heaters with electric heat pump water heaters. Standard rebate is $...
Rebate for Santa Clara residents switching from gas to electric induction cooktops or ranges. Standard rebate is $300; i...
Provides rebates to Bay Area residents replacing old wood-burning stoves or fireplaces with cleaner heating options. Sta...
Comprehensive home energy upgrade rebate program offering incentives for insulation, air sealing, HVAC upgrades, and duc...
State-funded home repair grants activated following federally declared disasters in California. Provides repair funding ...
USDA provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair or improve t...
VA grant for veterans with certain service-connected disabilities to construct, purchase, or modify a home to meet their...
VA grant for veterans with certain service-connected disabilities to adapt a home to meet their needs. Covers disabiliti...
Forgivable loans to help income-eligible Santa Clara County homeowners retrofit older homes to better withstand earthqua...
Rebate for Santa Clara residents installing residential solar panels and battery storage systems. Rebates vary by system...
Grant program specifically for Santa Clara seniors age 62+ to address health and safety repairs including grab bars, han...
Federal HOME funds administered by Santa Clara County for major home repairs and rehabilitation of owner-occupied homes....
Rebate for Santa Clara residents installing Level 2 electric vehicle charging equipment at their home. Standard rebate i...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Santa Clara, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Santa Clara, 13 programs do not require repayment, 3 are forgivable loans, and 8 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.