CalHFA Dream For All Shared Appreciation Loan

California Housing Finance Agency

Waitlist Down Payment

About This Program

Provides down payment assistance equal to 20% of the home purchase price through a shared appreciation loan. No monthly payments required; loan is repaid when the home is sold, refinanced, or transferred along with a share of appreciation.

Loan provides 20% down payment assistance with shared appreciation

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 20% of purchase price as down payment loan
  • No monthly payments required
  • First-time homebuyers only
  • Income limits apply by county
  • Currently waitlisted, check for reopening

How to Apply

A grant-savvy contractor in Santa Clarita, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Program currently paused, check for reopening

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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