Home Improvement Grants in Santa Fe.

Find grants, rebates, forgivable loans, and free programs for Santa Fe, TX, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Santa Fe, TX, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants19Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Texas Weatherization Assistance Program (WAP)

Federal weatherization program administered by TDHCA to reduce energy costs for low-income households. Services include ...

Weatherization
Up to $1,700 rebate

CenterPoint Energy AC Efficiency Rebate

Rebate for residential customers who install qualifying high-efficiency central air conditioning systems. Rebate amounts...

Energy
Up to $1,800 rebate

CenterPoint Energy Heat Pump Rebate

Rebate for residential customers who install qualifying electric heat pump systems. Higher rebates available for ENERGY ...

Energy
Up to $500 rebate

CenterPoint Energy Insulation Rebate

Rebate for residential customers who add attic or wall insulation to improve home energy efficiency. Minimum R-value req...

Weatherization
Up to $300 rebate

CenterPoint Energy Water Heater Rebate

Rebate for residential customers who install ENERGY STAR certified tankless or high-efficiency storage water heaters. Re...

Energy
Forgivable loan up to $35,000

Galveston County Owner-Occupied Rehabilitation Program

CDBG-funded program providing major home repairs and rehabilitation for low-income homeowners in unincorporated Galvesto...

Home Repair
Up to $10,000 grant

Galveston County Emergency Home Repair Grant

Emergency repair grant for very low-income homeowners facing immediate health and safety hazards in unincorporated Galve...

Emergency
Up to $25,000 grant

Galveston County Accessibility Modification Program

Provides accessibility modifications for low-income homeowners with disabilities in Galveston County. Covers ramps, bath...

Seniors & Disability
Up to $12,000 grant

Texas Lead-Based Paint Hazard Reduction Program

State-administered program to identify and remediate lead-based paint hazards in homes built before 1978 where children ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant & Loan

USDA program for very low-income rural homeowners to repair, improve, or modernize homes. Grants up to $7,500 available ...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet disability needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. For v...

Veterans
Up to $30,000 grant or deferred loan

Texas HOME Investment Partnerships Program

Federal HOME funds administered by TDHCA to provide owner-occupied rehabilitation for low-income homeowners. Funding str...

Home Repair
Varies by property value

Galveston County Senior Property Tax Exemption

Homeowners age 65 or older qualify for an additional homestead exemption on their Galveston County property taxes. This ...

Property Tax Relief
Varies by property value

Galveston County Disability Property Tax Exemption

Homeowners who are disabled as defined by Social Security Administration qualify for an additional homestead exemption o...

Property Tax Relief
100% property tax exemption on solar added value

Texas Solar Property Tax Exemption

Texas law exempts the added home value from solar panel installation from property tax assessment. Homeowners pay no add...

Solar/Renewable
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal investment tax credit providing 30% of the cost of installing a residential solar energy system as a credit agai...

Solar/Renewable
Varies by program

Texas State Affordable Housing Corporation (TSAHC) Programs

TSAHC offers various homeownership assistance programs including down payment assistance, competitive mortgage rates, an...

Homebuyer
Varies by disaster and damage

Texas General Land Office Hurricane Recovery Programs

The Texas General Land Office administers HUD Community Development Block Grant Disaster Recovery (CDBG-DR) funds for ho...

Disaster
Up to $10,000 grant

Texas STRONG Homes Hurricane Retrofit Program

Grant program to help coastal Texas homeowners retrofit homes to better withstand hurricane-force winds and flooding. El...

Disaster
Up to $5,000 grant

Galveston County Senior Home Repair Program

Provides minor home repairs and modifications for low-income seniors age 60+ in Galveston County to help them age in pla...

Seniors & Disability
Free in-home energy assessment

CenterPoint Energy Home Energy Checkup

Free in-home energy assessment conducted by a certified energy advisor. Includes inspection of HVAC, insulation, windows...

Energy

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Santa Fe

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Frequently asked questions

What home improvement grants are available in Santa Fe, TX?

26 programs are currently listed for Santa Fe, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Santa Fe have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Santa Fe, 19 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Santa Fe?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.