Find grants, rebates, forgivable loans, and free programs for Santa Maria, CA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Santa Maria, CA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 1 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs and rehabilitation to low-income owner-occupied households in Santa Mar...
Provides accessibility modifications for Santa Maria homeowners with disabilities. Grant funds ramps, widened doorways, ...
Assists low-income Santa Maria homeowners with the cost of repairing or replacing failing private sewer laterals. Grants...
State-funded weatherization program administered locally by CAPSLO that provides free energy efficiency upgrades includi...
State-funded lead hazard control program targeting pre-1978 homes with children under 6 years old. Provides free lead te...
Low-interest home improvement loans from CalHFA for energy efficiency, accessibility upgrades, or major repairs. Availab...
Federal program providing low-interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners in el...
Assists veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disability...
Helps veterans with certain service-connected disabilities adapt a family member's home they live in or their own home. ...
California Alternate Rates for Energy program provides a 20% discount on monthly PG&E gas and electric bills for qualify...
Family Electric Rate Assistance provides an 18% discount on monthly PG&E bills for qualifying households with 3+ people ...
Provides rebates for qualifying energy-efficient home upgrades including heat pump HVAC systems, heat pump water heaters...
Provides no-cost energy efficiency improvements to income-qualified Santa Maria households including insulation, weather...
Provides incentives for residential battery storage systems paired with solar. Enhanced rates available for low-income h...
Federal tax credit covering 30% of the total cost of installing residential solar panels and battery storage. Credit can...
Provides emergency home repair grants to low-income seniors age 62+ in Santa Barbara County including Santa Maria. Cover...
Provides mortgage payment assistance and relief to California homeowners experiencing financial hardship. May cover past...
Provides free or low-cost water quality testing for domestic wells in unincorporated Santa Barbara County and participat...
California tax credit for accessibility improvements that meet ADA standards. Can be claimed by homeowners who install q...
Provides reimbursement for wildfire home hardening improvements in high fire-threat areas. Covers ember-resistant vents,...
Provides grants to cover predevelopment costs for building accessory dwelling units (ADUs) or junior ADUs on owner-occup...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Santa Maria, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Santa Maria, 20 programs do not require repayment, 1 is forgivable loan, and 1 is rebate.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.