Home Improvement Grants in Santa Rosa.

Find grants, rebates, forgivable loans, and free programs for Santa Rosa, CA, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Santa Rosa, CA, with individual awards up to $250,000. 3 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $50,000

Santa Rosa Owner-Occupied Housing Rehabilitation Program

Provides forgivable loans for major home repairs and rehabilitation for low-income owner-occupied households in Santa Ro...

Home Repair
Up to $10,000 grant

Santa Rosa Emergency Home Repair Program

Provides emergency repairs for owner-occupied households facing immediate threats to health and safety. Covers critical ...

Emergency
Up to $25,000 forgivable loan

Santa Rosa Accessibility Modification Program

Provides funding for ADA accessibility modifications for low-income homeowners with disabilities or seniors. Covers ramp...

Seniors & Disability
Up to $15,000 grant

Santa Rosa Wildfire Home Hardening Assistance

Provides grants for wildfire home hardening improvements including ember-resistant vents, Class A roofing, dual-pane win...

Disaster
Low-interest loan up to $15,000

Santa Rosa Sewer Lateral Replacement Loan

Provides low-interest loans for replacement of private sewer laterals. Available to all Santa Rosa homeowners regardless...

Home Repair
Up to $8,000 in weatherization services

California Weatherization Assistance Program (WAP)

Federally funded program administered by the state to improve energy efficiency in low-income homes. Services include in...

Weatherization
Free lead hazard removal

California Lead Hazard Reduction Program

State-administered HUD-funded program to remove lead-based paint hazards in homes built before 1978 with children under ...

Home Repair
Up to $25,000 loan

CalHFA Home Improvement Loan Program

State-backed low-interest home improvement loan for California homeowners. Covers energy efficiency upgrades, repairs, a...

Home Repair
Up to $1,500 rebate

Sonoma Clean Power EV Charger Rebate

Rebate for residential Level 2 EV charger installation for Sonoma Clean Power customers. Covers equipment and installati...

Energy
Up to $6,500 in rebates

PG&E Energy Upgrade California Rebates

Comprehensive energy efficiency rebate program for PG&E customers. Covers insulation, HVAC upgrades, water heaters, wind...

Energy
Up to $3,500 rebate

PG&E Heat Pump Water Heater Rebate

Rebate for installation of qualifying electric heat pump water heaters. Higher rebates available for customers replacing...

Energy
Varies by system size, typically $250-$1,000/kWh

California Self-Generation Incentive Program (SGIP)

State incentive program for residential battery energy storage systems. Enhanced incentives available for low-income hou...

Solar/Renewable
30% tax credit

Federal Residential Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of residential solar panel installation and battery storage systems. Credit ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Very Low-Income Housing Repair Grant

Grant program for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. Funds ...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan (1% fixed) for very low-income homeowners in eligible rural areas to repair, improve, or modernize the...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (including blindness or loss of use of hands) to make ada...

Veterans
Up to $2,500 rebate

Sonoma County Energy Upgrade Program

County-wide rebate program for comprehensive home energy upgrades. Covers HVAC, insulation, air sealing, and duct improv...

Weatherization
Up to $250,000 financing

Sonoma County PACE Home Energy Financing

Property Assessed Clean Energy (PACE) financing for energy efficiency and renewable energy improvements. Repayment throu...

Energy
Up to $75,000 deferred loan

Sonoma County HOME Rehabilitation Program

Federal HOME Investment Partnerships Program funds for major home rehabilitation in unincorporated Sonoma County. Zero-i...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Santa Rosa

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Frequently asked questions

What home improvement grants are available in Santa Rosa, CA?

24 programs are currently listed for Santa Rosa, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Santa Rosa have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Santa Rosa, 15 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Santa Rosa?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.