Find grants, rebates, forgivable loans, and free programs for Santa Rosa, CA, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Santa Rosa, CA, with individual awards up to $250,000. 3 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs and rehabilitation for low-income owner-occupied households in Santa Ro...
Provides emergency repairs for owner-occupied households facing immediate threats to health and safety. Covers critical ...
Provides funding for ADA accessibility modifications for low-income homeowners with disabilities or seniors. Covers ramp...
Provides grants for wildfire home hardening improvements including ember-resistant vents, Class A roofing, dual-pane win...
Provides low-interest loans for replacement of private sewer laterals. Available to all Santa Rosa homeowners regardless...
Federally funded program administered by the state to improve energy efficiency in low-income homes. Services include in...
State-administered HUD-funded program to remove lead-based paint hazards in homes built before 1978 with children under ...
State-backed low-interest home improvement loan for California homeowners. Covers energy efficiency upgrades, repairs, a...
Rebate for residential Level 2 EV charger installation for Sonoma Clean Power customers. Covers equipment and installati...
Comprehensive energy efficiency rebate program for PG&E customers. Covers insulation, HVAC upgrades, water heaters, wind...
Rebate for installation of qualifying electric heat pump water heaters. Higher rebates available for customers replacing...
State incentive program for residential battery energy storage systems. Enhanced incentives available for low-income hou...
Federal tax credit covering 30% of the cost of residential solar panel installation and battery storage systems. Credit ...
Grant program for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. Funds ...
Low-interest loan (1% fixed) for very low-income homeowners in eligible rural areas to repair, improve, or modernize the...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...
Grant for veterans with certain service-connected disabilities (including blindness or loss of use of hands) to make ada...
County-wide rebate program for comprehensive home energy upgrades. Covers HVAC, insulation, air sealing, and duct improv...
Property Assessed Clean Energy (PACE) financing for energy efficiency and renewable energy improvements. Repayment throu...
Federal HOME Investment Partnerships Program funds for major home rehabilitation in unincorporated Sonoma County. Zero-i...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Santa Rosa, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Santa Rosa, 15 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.