Home Improvement Grants in Saratoga Springs.

Find grants, rebates, forgivable loans, and free programs for Saratoga Springs, UT, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Saratoga Springs, UT, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 17 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

Utah Weatherization Assistance Program (WAP)

Federal and state-funded weatherization program that reduces energy costs by improving home energy efficiency. Services ...

Weatherization
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

USDA program providing loans up to $40,000 and grants up to $10,000 (seniors 62+) to very low-income rural homeowners fo...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet disability needs. Cov...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (blindness or loss of use of hands) to adapt a home. Cove...

Veterans
Down payment & closing cost assistance available

Utah Housing FirstHome Loan Program

Low-interest mortgage loans for first-time homebuyers in Utah with competitive rates and down payment assistance options...

Homebuyer
Up to $1,800 rebate

Rocky Mountain Power Heat Pump Rebate

Rebate for qualifying electric heat pump installations in Rocky Mountain Power service territory. Includes ductless mini...

Energy
$60 AC tune-up

Rocky Mountain Power AC Tune-Up

Discounted professional air conditioning tune-up service to improve cooling efficiency and reliability. Service includes...

Energy
Free or low-cost energy audit

Rocky Mountain Power Home Energy Audit

Professional home energy audit to identify energy-saving opportunities. Includes assessment of insulation, air leaks, HV...

Energy
$50 per appliance recycled

Rocky Mountain Power Appliance Recycling

Cash incentive for recycling old working refrigerators or freezers. Includes free pickup and environmentally responsible...

Energy
Up to $1,600 state tax credit

Utah Renewable Energy Systems Tax Credit

Utah state income tax credit for residential solar panel installations and other renewable energy systems. Credit equals...

Solar/Renewable
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal income tax credit for residential solar panel installations. Credit equals 30% of total system cost including in...

Solar/Renewable
Up to $5,000 grant

Utah County Senior Home Repair Program

Emergency home repair grants for low-income seniors age 60+ in Utah County. Covers critical health and safety repairs in...

Seniors & Disability
Up to $50,000 forgivable loan

Utah Housing Rehabilitation Loan Program

Forgivable rehabilitation loans for income-eligible homeowners in Utah. Covers major repairs, system replacements, and a...

Home Repair
Up to $2,000 for landscape conversion

Saratoga Springs Water Conservation Rebates

Rebates for water-wise landscaping conversions, including removal of turf grass and installation of drought-tolerant pla...

Home Repair
Up to $20,000 low-interest loan

Utah County Septic Tank Loan Program

Low-interest loans for repair or replacement of failing septic systems in Utah County. Helps homeowners address health h...

Home Repair
Property tax exemption (varies)

Utah Property Tax Abatement - Disabled Veterans & Blind

Property tax exemption for disabled veterans with 10%+ service-connected disability and qualifying blind residents. Exem...

Property Tax Relief
Up to $1,320 tax abatement

Utah Property Tax Abatement - Circuit Breaker

Property tax abatement for low-income seniors age 66+ and individuals with disabilities in Utah. Maximum abatement is $1...

Property Tax Relief
Up to $100 rebate

Dominion Energy Smart Thermostat Rebate

Rebate for purchase and installation of qualifying smart thermostats for natural gas heating systems. Smart thermostats ...

Energy
Up to $450 rebate

Dominion Energy High-Efficiency Furnace Rebate

Rebate for installation of qualifying high-efficiency natural gas furnaces (95% AFUE or higher). Helps offset cost of up...

Energy
Up to $300 rebate

Dominion Energy Water Heater Rebate

Rebates for installation of high-efficiency natural gas water heaters. Includes tankless and high-efficiency storage mod...

Energy
Free lead testing and case management

Utah Childhood Lead Poisoning Prevention Program

Free lead testing, case management, and referrals for children with elevated blood lead levels. Provides home inspection...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Saratoga Springs

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Saratoga Springs, UT?

25 programs are currently listed for Saratoga Springs, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Saratoga Springs have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Saratoga Springs, 16 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.

How do I apply for home repair grants in Saratoga Springs?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.