Find grants, rebates, forgivable loans, and free programs for Saratoga, WY, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Saratoga, WY, with individual awards up to $200,000. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal WAP program administered by Wyoming DFS provides free weatherization improvements to income-eligible households ...
Wyoming CDA offers down payment and closing cost assistance for first-time and repeat homebuyers purchasing in Wyoming. ...
Federal program for very low-income rural homeowners to repair, improve, or modernize their homes. Grants up to $27,500 ...
Rocky Mountain Power offers rebates for qualifying energy-efficient upgrades including heat pumps, water heaters, insula...
No-cost energy efficiency upgrades for income-qualified Rocky Mountain Power customers, including air sealing, insulatio...
Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet accessibility needs. ...
Grant for veterans with certain service-connected disabilities to make accessibility adaptations to a family member's ho...
Grant program for Wyoming seniors age 60+ to make minor home repairs and safety modifications that help them age in plac...
Weatherization services for LIHEAP-eligible Wyoming households to reduce energy costs. Provides insulation, air sealing,...
Program to identify and remediate lead hazards in Wyoming homes where children under 6 with elevated blood lead levels r...
Carbon County CDBG program providing forgivable loans for major home repairs to low- and moderate-income homeowners. Loa...
Rocky Mountain Power customers in Wyoming can participate in net metering for solar installations, receiving credit for ...
Wyoming provides property tax refunds to qualifying low-income elderly or disabled homeowners. Refund amount is based on...
Rocky Mountain Power offers rebates for qualifying ductless and ducted heat pumps for residential customers. Rebates ran...
Federal HOME funds administered by Wyoming CDA support affordable housing through rehabilitation, new construction, and ...
WIND provides financial loan programs and equipment resources to help Wyoming residents with disabilities acquire assist...
Wyoming's state CDBG program allows communities like Saratoga to fund housing rehabilitation, emergency repairs, and acc...
Low-interest loan program for Wyoming homeowners to repair or replace failing onsite wastewater (septic) systems. Availa...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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22 programs are currently listed for Saratoga, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Saratoga, 15 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.