Home Improvement Grants in Saratoga.

Find grants, rebates, forgivable loans, and free programs for Saratoga, WY, filtered to your situation.

As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Saratoga, WY, with individual awards up to $200,000. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates2Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 22 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Average $8,000 per home

Wyoming Weatherization Assistance Program (WAP)

Federal WAP program administered by Wyoming DFS provides free weatherization improvements to income-eligible households ...

Weatherization
Up to $15,000 down payment assistance

Wyoming Home Again Mortgage Assistance

Wyoming CDA offers down payment and closing cost assistance for first-time and repeat homebuyers purchasing in Wyoming. ...

Homebuyer
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program for very low-income rural homeowners to repair, improve, or modernize their homes. Grants up to $27,500 ...

Home Repair
Up to $2,000 in rebates

Rocky Mountain Power Home Energy Rebates

Rocky Mountain Power offers rebates for qualifying energy-efficient upgrades including heat pumps, water heaters, insula...

Energy
Free energy upgrades

Rocky Mountain Power Wattsmart Income-Qualified Program

No-cost energy efficiency upgrades for income-qualified Rocky Mountain Power customers, including air sealing, insulatio...

Weatherization
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to meet accessibility needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility adaptations to a family member's ho...

Veterans
Up to $5,000 grant

Wyoming Senior Home Repair Assistance

Grant program for Wyoming seniors age 60+ to make minor home repairs and safety modifications that help them age in plac...

Seniors & Disability
Up to $6,000 weatherization

Wyoming LIHEAP Weatherization Component

Weatherization services for LIHEAP-eligible Wyoming households to reduce energy costs. Provides insulation, air sealing,...

Weatherization
Free lead hazard assessment and abatement

Wyoming Childhood Lead Poisoning Prevention Program

Program to identify and remediate lead hazards in Wyoming homes where children under 6 with elevated blood lead levels r...

Home Repair
Up to $25,000 forgivable loan

Carbon County Housing Rehabilitation Program

Carbon County CDBG program providing forgivable loans for major home repairs to low- and moderate-income homeowners. Loa...

Home Repair
Net metering credit + 26% federal tax credit

Wyoming Net Metering & Solar Incentives

Rocky Mountain Power customers in Wyoming can participate in net metering for solar installations, receiving credit for ...

Solar/Renewable
Up to $1,200 annual refund

Wyoming Property Tax Refund Program

Wyoming provides property tax refunds to qualifying low-income elderly or disabled homeowners. Refund amount is based on...

Property Tax Relief
Up to $800 per heat pump

Rocky Mountain Power Heat Pump Incentive

Rocky Mountain Power offers rebates for qualifying ductless and ducted heat pumps for residential customers. Rebates ran...

Energy
Varies by project, up to $50,000

Wyoming HOME Investment Partnerships Program

Federal HOME funds administered by Wyoming CDA support affordable housing through rehabilitation, new construction, and ...

Home Repair
Up to $5,000 equipment loan

Wyoming Assistive Technology Resources

WIND provides financial loan programs and equipment resources to help Wyoming residents with disabilities acquire assist...

Seniors & Disability
Varies by community allocation

Wyoming CDBG Housing Activities

Wyoming's state CDBG program allows communities like Saratoga to fund housing rehabilitation, emergency repairs, and acc...

Home Repair
Up to $20,000 low-interest loan

Wyoming DEQ Onsite Wastewater Loan Program

Low-interest loan program for Wyoming homeowners to repair or replace failing onsite wastewater (septic) systems. Availa...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Saratoga

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Frequently asked questions

What home improvement grants are available in Saratoga, WY?

22 programs are currently listed for Saratoga, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Saratoga have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Saratoga, 15 programs do not require repayment, 2 are forgivable loans, and 2 are rebates.

How do I apply for home repair grants in Saratoga?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.