Find grants, rebates, forgivable loans, and free programs for Savannah, GA, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Savannah, GA, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 5 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides major home rehabilitation for owner-occupied households in Savannah city limits with income at or below 80% AMI...
Provides emergency home repairs for owner-occupied households in Savannah city limits with income at or below 50% AMI. C...
Provides accessibility modifications for owner-occupied homes in Savannah to assist elderly or disabled residents with i...
Provides rehabilitation assistance for historic homes in Savannah's historic districts. Income-qualified homeowners can ...
Provides rebates to Savannah homeowners for repair or replacement of private sewer lateral lines. Rebate covers 50% of e...
Federally-funded weatherization program administered by GEFA provides free energy efficiency improvements to low-income ...
Provides forgivable loans to income-eligible Georgia homeowners for necessary home repairs and rehabilitation. Administe...
HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under 6. Services ...
Georgia Power offers rebates for installing high-efficiency HVAC systems and heat pumps in Savannah homes. Rebate amount...
Georgia Power offers rebates for replacing electric resistance water heaters with high-efficiency heat pump water heater...
Georgia Power offers rebates for adding insulation and air sealing improvements to homes in Savannah. Requires pre-appro...
Georgia Power's net metering program allows Savannah homeowners with solar panels to sell excess electricity back to the...
Federal tax credit covering 30% of the cost of residential solar panel systems and battery storage installed in Savannah...
Provides emergency home repair grants to Chatham County homeowners age 62 and older with income at or below 115% AMI. Co...
USDA provides low-interest loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural...
VA grant for veterans with certain service-connected disabilities to purchase or modify a home in Savannah to meet adapt...
VA grant for veterans with certain service-connected disabilities to modify a Savannah home for accessibility. Covers en...
Federal HOME funds administered by Savannah provide forgivable loans for substantial rehabilitation of owner-occupied ho...
Georgia homeowners age 65+ with income below certain limits may qualify for exemptions from Chatham County school taxes ...
All Georgia homeowners who occupy their home as primary residence can claim a basic homestead exemption reducing assesse...
Chatham County provides assistance to low and moderate income homeowners for repair or replacement of failing septic sys...
Georgia Power offers 0% interest financing for 24 months on qualifying energy efficiency upgrades for Savannah customers...
Georgia veterans with 100% service-connected disability rating can exempt up to $150,000 of home value from all state an...
Provides forgivable downpayment and closing cost assistance to first-time homebuyers purchasing in Savannah. Income at o...
Georgia Housing and Finance Authority provides downpayment assistance of $7,500 or 4% of loan amount (whichever is great...
Free HUD-approved homebuyer education course covering budgeting, credit, mortgage products, home inspection, and mainten...
Provides emergency repair grants to Chatham County homeowners following federally-declared flooding disasters. Covers st...
Georgia Power offers flexible payment arrangements for Savannah customers experiencing financial hardship. Prevents disc...
Provides heating and cooling assistance to income-eligible Georgia households through Community Action Agencies. Offers ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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33 programs are currently listed for Savannah, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Savannah, 20 programs do not require repayment, 5 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.