Home Improvement Grants in Schererville.

Find grants, rebates, forgivable loans, and free programs for Schererville, IN, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Schererville, IN, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 15 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Indiana Weatherization Assistance Program (WAP)

Federally funded weatherization program administered through Community Action of Greater Indianapolis serving Lake Count...

Weatherization
Up to $24,999 forgivable loan

IHCDA Owner-Occupied Rehabilitation

State HOME-funded program administered by Lake County to provide comprehensive home repairs for low-income owner-occupie...

Home Repair
Up to $25,000 forgivable loan

Schererville CDBG Owner-Occupied Rehab

Community Development Block Grant program for owner-occupied home rehabilitation in Schererville. Provides forgivable lo...

Home Repair
Up to $15,000 grant

Schererville ADA Accessibility Modification Program

CDBG-funded grant for accessibility improvements in owner-occupied homes where a disabled resident lives. Covers wheelch...

Seniors & Disability
Up to $7,500 grant

Schererville Emergency Home Repair Grant

Emergency grant for owner-occupied households facing immediate health or safety threats. Covers urgent repairs such as f...

Emergency
$25 comprehensive home energy audit

NIPSCO Home Energy Assessment

Professional home energy assessment for only $25 (valued at $400+). Includes blower door test, thermal imaging, personal...

Energy
Up to $1,200 rebate

NIPSCO High-Efficiency HVAC Rebate

Rebates for installing ENERGY STAR certified high-efficiency heating and cooling equipment. Gas furnaces 95%+ AFUE eligi...

Energy
Up to $500 rebate

NIPSCO Insulation and Air Sealing Rebate

Rebate for adding insulation to attics, walls, or crawl spaces, and for professional air sealing work. Must complete a N...

Weatherization
Up to $300 rebate

NIPSCO Water Heater Rebate

Rebates for installing high-efficiency natural gas water heaters. ENERGY STAR certified gas storage water heaters eligib...

Energy
Up to $800 rebate

NIPSCO Heat Pump Rebate

Rebate for installing ENERGY STAR certified air-source heat pumps. Central heat pumps 16+ SEER and 9.5+ HSPF eligible fo...

Energy
Free lead abatement services

Indiana Lead-Based Paint Program

State program to reduce lead hazards in homes where a child has an elevated blood lead level. Provides free lead inspect...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Sen...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain severe service-connected disabilities to build, remodel, or purchase an adapted home. Co...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they reside. Cov...

Veterans
Up to $14,000 assessed value deduction

Indiana Over 65 Property Tax Deduction

Property tax deduction for Indiana homeowners age 65 or older. Reduces assessed value of your home by up to $14,000, low...

Property Tax Relief
Up to $14,000 assessed value deduction

Indiana Disability Property Tax Deduction

Property tax deduction for Indiana homeowners who are permanently and totally disabled. Reduces assessed value of your h...

Property Tax Relief
Up to 60% of assessed value deduction

Indiana Homestead Standard Deduction

Indiana's primary property tax deduction for owner-occupied homes. Provides up to 60% reduction in assessed value (cappe...

Property Tax Relief
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing a residential solar energy system, including panels and batter...

Solar/Renewable
Full retail rate credit for excess solar

NIPSCO Net Metering Program

Net metering allows solar customers to receive credit at the full retail electricity rate for excess power sent back to ...

Solar/Renewable
Sales tax exemption on solar equipment

Indiana Solar Equipment Sales Tax Exemption

Indiana exempts solar energy systems from state sales tax (7%). Exemption applies to purchase of solar panels, inverters...

Solar/Renewable

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Schererville

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Frequently asked questions

What home improvement grants are available in Schererville, IN?

24 programs are currently listed for Schererville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Schererville have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Schererville, 17 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Schererville?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.