Home Improvement Grants in Seaside.

Find grants, rebates, forgivable loans, and free programs for Seaside, CA, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Seaside, CA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $35,000

Seaside CDBG Owner-Occupied Rehabilitation Program

Provides forgivable loans for owner-occupied rehabilitation to low-income households in Seaside. Covers major repairs in...

Home Repair
Up to $10,000 grant

Seaside Emergency Home Repair Grant

Provides emergency grants for owner-occupied homes in Seaside facing immediate health and safety threats. Income at or b...

Emergency
Up to $15,000 grant

Seaside ADA Home Modification Grant

Provides grants to modify homes for accessibility for Seaside residents with disabilities or seniors. Covers ramps, bath...

Seniors & Disability
Low-interest loan up to $10,000

Seaside Sewer Lateral Replacement Program

Provides low-interest loans to Seaside homeowners to replace or repair private sewer laterals. Repaid through property t...

Home Repair
Free weatherization services (avg. $8,000 value)

California Weatherization Assistance Program (Seaside)

Federally funded weatherization program administered by Community Action Partnership of San Luis Obispo County serving S...

Weatherization
Free lead hazard removal

California Lead-Based Paint Hazard Control Program

State-funded lead hazard control program for pre-1978 homes in Seaside with children under age 6. Provides free lead tes...

Home Repair
Up to $25,000 grant

California Environmental Justice Home Remediation

Provides grants to remediate environmental health hazards in disadvantaged communities identified by CalEnviroScreen. Se...

Home Repair
Free energy efficiency upgrades

PG&E Energy Savings Assistance Program

PG&E's no-cost weatherization and appliance upgrade program for income-qualified customers in Seaside. Includes insulati...

Energy
Up to $6,000 in rebates

Central Coast Community Energy Home Upgrade Rebates

3CE offers rebates for Seaside homeowners installing electric heat pumps, heat pump water heaters, and weatherization im...

Energy
Up to $4,000 rebate

Central Coast Community Energy Solar & Storage Incentive

3CE provides rebates to Seaside homeowners installing solar panels and battery storage systems. Combines with federal ta...

Solar/Renewable
Up to $15,000 for battery storage

California Self-Generation Incentive Program (SGIP)

State incentive program for home battery storage systems in Seaside. Provides per-kWh rebates, with higher rates for low...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Federal grant for very low-income seniors (62+) to remove health and safety hazards in rural areas near Seaside. Grant d...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest federal loan for homeowners in eligible rural areas near Seaside to repair or modernize their homes. 1% fix...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

VA grant for veterans with certain service-connected disabilities to adapt their Seaside home for wheelchair accessibili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

VA grant for veterans with certain service-connected disabilities to make accessibility adaptations to their Seaside hom...

Veterans
Deferred loan up to $50,000

Monterey County Home Rehabilitation Loan Program

Monterey County provides deferred-payment loans for major home repairs to income-eligible owner-occupants in unincorpora...

Home Repair
Financing varies by project & equity

California HERO PACE Home Improvement Financing

Property Assessed Clean Energy (PACE) financing for energy-efficient and renewable energy improvements in Seaside. Repai...

Solar/Renewable
Up to $15,000 grant

California State Independent Living Program (SILP)

State program providing grants for home accessibility modifications for Californians with disabilities. Covers ramps, ba...

Seniors & Disability
Up to $5,000 grant

California Community Services Block Grant (CSBG) Senior Home Repair

Federally funded Community Services Block Grant program providing emergency home repair grants to low-income seniors (60...

Seniors & Disability
Varies by disaster damage

California Rebuild Assistance Program

State disaster recovery program for Seaside homeowners affected by federally declared disasters. Provides gap funding fo...

Disaster
Up to $30,000 forgivable loan

California HOME Investment Partnerships Program

Federal HOME funds administered by California HCD and local agencies for owner-occupied rehabilitation in Seaside. Forgi...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Seaside

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Frequently asked questions

What home improvement grants are available in Seaside, CA?

25 programs are currently listed for Seaside, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Seaside have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Seaside, 17 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Seaside?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.