Find grants, rebates, forgivable loans, and free programs for Secaucus, NJ, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Secaucus, NJ, with individual awards up to $150,000. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan for major home repairs and rehabilitation for income-eligible owner-occupied homes in Secauc...
Provides emergency home repair grants for low-income owner-occupied households in Secaucus facing immediate health and s...
Federally-funded program providing free weatherization improvements to reduce energy costs for low-income households in ...
Rebates for installing qualifying high-efficiency air-source or ground-source heat pump systems in New Jersey homes. Reb...
Rebates for attic, wall, basement, and crawl space insulation improvements along with air sealing in New Jersey homes. R...
PSEG customers in Secaucus can receive rebates for installing energy-efficient heating and cooling equipment including f...
Rebates for purchasing ENERGY STAR certified appliances including refrigerators, clothes washers, dishwashers, and water...
New Jersey's SREC-II program provides long-term incentive payments for residential solar installations. Homeowners earn ...
State and HUD-funded program providing free lead hazard control services for qualifying owner-occupied homes built befor...
Hudson County provides forgivable loans for major home repairs and code compliance upgrades for income-eligible homeowne...
The Senior Freeze program reimburses eligible senior citizens and disabled persons for property tax increases on their p...
The Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) program provides property tax relief benefits ...
USDA provides low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners to repair, improv...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home to accommo...
Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home for acc...
Federal HOME Investment Partnerships Program funds administered by the state for major home repairs and rehabilitation. ...
Provides grants to modify homes for accessibility for persons with permanent disabilities. Covers installation of ramps,...
Provides grants to senior homeowners age 62+ for essential home repairs and improvements to allow aging in place safely....
Assistance for qualifying homeowners to repair or replace damaged sewer lateral lines from the home to the main sewer co...
Grant assistance for replacing old water service lines, particularly those containing lead or galvanized materials. Prio...
CDBG Disaster Recovery funds for homes damaged by federally-declared disasters. Covers repair, reconstruction, and mitig...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Secaucus, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Secaucus, 17 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.