Find grants, rebates, forgivable loans, and free programs for Sedro-Woolley, WA, filtered to your situation.
As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Sedro-Woolley, WA, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program providing comprehensive energy efficiency upgrades to income-eligible households...
Community Action agency providing home repair assistance to low-income homeowners in Skagit County. Priority given to se...
Rebate program for PSE electric customers who install qualifying ductless or ducted heat pump systems. Incentives vary b...
Free in-home energy assessment for PSE customers identifying opportunities to save energy and money. Includes instant in...
USDA program providing low-interest loans and grants to very low-income homeowners in rural areas to repair, improve, or...
Grant-only component of USDA Section 504 program for homeowners age 62 or older who are very low income and cannot affor...
Low-interest mortgage loans for first-time homebuyers in Washington State. Can be combined with down payment assistance ...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability ...
Grant for veterans with certain service-connected disabilities to adapt a home they or a family member own. Available to...
Low-interest loan program to help Skagit County homeowners repair or replace failing septic systems. Loans available up ...
State-funded program to identify and remediate lead-based paint hazards in homes with young children or pregnant women. ...
Incentive program for PSE customers installing solar photovoltaic systems. Production-based incentives paid for electric...
Rebate program for PSE customers making comprehensive energy efficiency upgrades including insulation, air sealing, duct...
Rebates for PSE natural gas customers who install high-efficiency gas water heaters or heat pump water heaters. Incentiv...
Property tax exemption for senior citizens (61+), disabled persons, and disabled veterans in Washington State. Income li...
Allows qualified homeowners to defer payment of property taxes. Available to seniors (60+), disabled persons, and disabl...
Provides funding for home safety and accessibility modifications for seniors and people with disabilities who need help ...
Federal HOME Investment Partnerships Program funds used for owner-occupied housing rehabilitation in Skagit County. Forg...
Emergency repair grants for very low-income homeowners in Skagit County facing immediate threats to health and safety. C...
CDBG-funded grant program for low-income homeowners with disabilities in Sedro-Woolley city limits. Provides accessibili...
Low-interest loan program for Sedro-Woolley homeowners needing to repair or replace damaged sewer lateral lines. Loans a...
Housing assistance programs for enrolled Swinomish tribal members including home repair, rehabilitation, and new constru...
State-funded program to help homeowners in flood-prone areas reduce risk through elevation, floodproofing, or property a...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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27 programs are currently listed for Sedro-Woolley, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Sedro-Woolley, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.