Home Improvement Grants in Sedro-Woolley.

Find grants, rebates, forgivable loans, and free programs for Sedro-Woolley, WA, filtered to your situation.

As of June 2026, 27 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Sedro-Woolley, WA, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 27 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Washington State Weatherization Assistance Program (WAP)

Federally funded weatherization program providing comprehensive energy efficiency upgrades to income-eligible households...

Weatherization
Up to $10,000 in home repairs

Opportunity Council Home Repair Program

Community Action agency providing home repair assistance to low-income homeowners in Skagit County. Priority given to se...

Home Repair
Up to $1,500 rebate

Puget Sound Energy Heat Pump Rebate

Rebate program for PSE electric customers who install qualifying ductless or ducted heat pump systems. Incentives vary b...

Energy
Free assessment plus up to $500 in instant rebates

PSE HomePrint Energy Assessment

Free in-home energy assessment for PSE customers identifying opportunities to save energy and money. Includes instant in...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

USDA program providing low-interest loans and grants to very low-income homeowners in rural areas to repair, improve, or...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Grant for Seniors

Grant-only component of USDA Section 504 program for homeowners age 62 or older who are very low income and cannot affor...

Seniors & Disability
Down payment assistance varies by county

Washington State Housing Finance Commission Home Advantage

Low-interest mortgage loans for first-time homebuyers in Washington State. Can be combined with down payment assistance ...

Homebuyer
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home they or a family member own. Available to...

Veterans
Loans up to $30,000

Skagit County On-Site Septic Loan Program

Low-interest loan program to help Skagit County homeowners repair or replace failing septic systems. Loans available up ...

Home Repair
Free lead inspection and abatement services

Washington State Lead-Based Paint Program

State-funded program to identify and remediate lead-based paint hazards in homes with young children or pregnant women. ...

Home Repair
Production incentives vary by system

Puget Sound Energy Solar Incentive Program

Incentive program for PSE customers installing solar photovoltaic systems. Production-based incentives paid for electric...

Solar/Renewable
Up to $4,000 in rebates

PSE Home Energy Efficiency Rebates

Rebate program for PSE customers making comprehensive energy efficiency upgrades including insulation, air sealing, duct...

Weatherization
Up to $1,000 rebate

PSE Water Heater Rebate Program

Rebates for PSE natural gas customers who install high-efficiency gas water heaters or heat pump water heaters. Incentiv...

Energy
Property tax exemption varies by assessed value

Washington State Senior Citizen Property Tax Exemption

Property tax exemption for senior citizens (61+), disabled persons, and disabled veterans in Washington State. Income li...

Property Tax Relief
Defers 100% of property taxes

Washington State Property Tax Deferral

Allows qualified homeowners to defer payment of property taxes. Available to seniors (60+), disabled persons, and disabl...

Property Tax Relief
Up to $6,000 for accessibility modifications

Washington Aging and Long Term Support Administration Home Modifications

Provides funding for home safety and accessibility modifications for seniors and people with disabilities who need help ...

Seniors & Disability
Up to $35,000 forgivable loan

Skagit County HOME Program Rehabilitation

Federal HOME Investment Partnerships Program funds used for owner-occupied housing rehabilitation in Skagit County. Forg...

Home Repair
Up to $5,000 emergency grant

Skagit County Emergency Home Repair

Emergency repair grants for very low-income homeowners in Skagit County facing immediate threats to health and safety. C...

Emergency
Up to $15,000 for accessibility modifications

Sedro-Woolley ADA Accessibility Grant

CDBG-funded grant program for low-income homeowners with disabilities in Sedro-Woolley city limits. Provides accessibili...

Seniors & Disability
Up to $8,000 low-interest loan

Sedro-Woolley Sewer Lateral Repair Program

Low-interest loan program for Sedro-Woolley homeowners needing to repair or replace damaged sewer lateral lines. Loans a...

Home Repair
Varies by program and need

Swinomish Indian Tribal Community Housing Program

Housing assistance programs for enrolled Swinomish tribal members including home repair, rehabilitation, and new constru...

Home Repair
Up to 75% of mitigation costs

Washington State Flood Hazard Mitigation Program

State-funded program to help homeowners in flood-prone areas reduce risk through elevation, floodproofing, or property a...

Disaster

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Sedro-Woolley

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Frequently asked questions

What home improvement grants are available in Sedro-Woolley, WA?

27 programs are currently listed for Sedro-Woolley, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Sedro-Woolley have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Sedro-Woolley, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Sedro-Woolley?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.