Home Improvement Grants in Seymour.

Find grants, rebates, forgivable loans, and free programs for Seymour, IN, filtered to your situation.

As of June 2026, 20 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Seymour, IN, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants12Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 20 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization upgrades

Indiana Weatherization Assistance Program (WAP)

Federal DOE program administered by South Central Community Action Program (SCCAP) providing free weatherization service...

Weatherization
Up to $25,000 forgivable loan

IHCDA Owner-Occupied Rehabilitation Program

State-funded home repair program for income-qualified owner-occupants in Indiana. Forgivable loans for major systems rep...

Home Repair
Up to $1,300 rebate

Duke Energy Indiana HVAC Efficiency Rebate

Duke Energy Indiana offers rebates for high-efficiency HVAC equipment upgrades. Rebates include $700 for qualified centr...

Energy
Free assessment + up to $350 in products

Duke Energy Smart $aver Home Energy Assessment

Free in-home energy assessment from Duke Energy with direct installation of efficiency products including LED bulbs, sma...

Energy
Up to $550 rebate

Duke Energy Heat Pump Water Heater Rebate

Duke Energy Indiana rebate for qualifying heat pump water heaters with Energy Factor (EF) of 2.2 or higher. Heat pump wa...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest (1%) loans up to $40,000 for very low-income homeowners in eligible rural areas to repair, improve, or mode...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants up to $10,000 for very low-income homeowners age 62+ in rural areas to remove health and safety hazards. May be c...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet adaptive needs. ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to modify a home to meet adaptive needs. Qualifying disa...

Veterans
Varies by assessed value

Indiana Property Tax Deduction for Seniors

Indiana offers property tax deduction for homeowners age 65+ with at least 50% ownership in the property. The deduction ...

Property Tax Relief
100% property tax exemption on solar equipment

Indiana Renewable Energy Property Tax Exemption

Indiana law allows property tax exemption on the added assessed value from solar energy systems. Homeowners in Seymour i...

Solar/Renewable
Free comprehensive weatherization

Duke Energy Income-Qualified Weatherization

Duke Energy partners with Indiana WAP to provide enhanced weatherization services at no cost to income-qualified custome...

Weatherization
30% of solar system cost

Federal Residential Solar Tax Credit (ITC)

Federal Investment Tax Credit (ITC) provides 30% tax credit for solar photovoltaic systems installed on residential prop...

Solar/Renewable
Up to $35,000 forgivable loan

Jackson County HOME Rental Rehabilitation Program

HUD HOME funds for rehabilitation of rental housing serving low-income tenants in Jackson County. Landlords receive forg...

Home Repair
Up to $100 per qualifying appliance

Duke Energy ENERGY STAR Appliance Rebates

Duke Energy Indiana offers rebates for purchase of ENERGY STAR certified appliances including refrigerators, clothes was...

Energy
$50 rebate for smart thermostat

Duke Energy Power Manager Thermostat Rebate

Duke Energy Indiana offers $50 rebate for purchase and installation of qualifying Wi-Fi enabled smart thermostats. Eligi...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Seymour

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Frequently asked questions

What home improvement grants are available in Seymour, IN?

20 programs are currently listed for Seymour, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Seymour have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Seymour, 12 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Seymour?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.