Home Improvement Grants in Shakopee.

Find grants, rebates, forgivable loans, and free programs for Shakopee, MN, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Shakopee, MN, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 in weatherization improvements

Minnesota Weatherization Assistance Program (WAP)

Federally-funded program that provides free weatherization services to income-qualified households in Scott County. Serv...

Weatherization
Deferred loan up to $30,000

Scott County Housing Rehabilitation Program

Provides deferred loans for owner-occupants in Scott County to complete major home repairs including roofing, mechanical...

Home Repair
Grant up to $8,000

Scott County Emergency Home Repair Grant

Emergency grant for urgent home repairs that pose health or safety hazards for income-qualified owner-occupants in Scott...

Emergency
Up to $2,000 in rebates

Xcel Energy Home Efficiency Rebate Program

Rebates for Xcel Energy customers who complete qualifying energy efficiency improvements including insulation, air seali...

Weatherization
Up to $2,500 rebate

Xcel Energy Heat Pump Rebate

Rebates for Xcel Energy customers who install qualifying air-source or ground-source heat pumps. Higher rebates availabl...

Energy
Up to $1,350 rebate

CenterPoint Energy High-Efficiency Furnace Rebate

Rebates for CenterPoint Energy natural gas customers who install qualifying high-efficiency furnaces (95% AFUE or higher...

Energy
Up to $500 rebate

CenterPoint Energy Insulation Rebate

Rebates for CenterPoint Energy customers who add insulation to attics, walls, or basements in homes heated with natural ...

Weatherization
Up to $700 rebate

CenterPoint Energy Water Heater Rebate

Rebates for CenterPoint customers who install qualifying energy-efficient natural gas water heaters, including tankless ...

Energy
Performance-based incentive

Xcel Energy Solar*Rewards Program

Performance-based incentive for Xcel Energy customers who install qualifying solar photovoltaic systems. Participants re...

Solar/Renewable
Loan up to $50,000

Minnesota Housing Finance Agency Rehabilitation Loan

Low-interest rehabilitation loan for Minnesota homeowners to make necessary repairs and improvements. Available through ...

Home Repair
Free lead hazard removal

Minnesota Lead Hazard Reduction Grant

HUD-funded program to eliminate lead-based paint hazards in Minnesota homes built before 1978 where children under age 6...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair or improve homes. Seniors...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for wheelchair accessibility or make modi...

Veterans
Deferred loan up to $20,000

Scott County Accessibility Modification Program

Provides deferred loans for accessibility modifications for owner-occupants with disabilities in Scott County. Funds can...

Seniors & Disability
Loan up to $15,000

City of Shakopee Sewer Lateral Loan Program

Low-interest loan program for Shakopee property owners who need to repair or replace private sewer laterals. Loan added ...

Home Repair
Loan up to $50,000

Minnesota Housing Fix-Up Fund

Affordable home improvement loans for Minnesota homeowners through participating lenders. Features flexible underwriting...

Home Repair
Annual property tax deferral

Minnesota Senior Citizens Property Tax Deferral

Allows Minnesota homeowners age 65+ with household income under $96,000 to defer payment of property taxes. The state pa...

Property Tax Relief
Refund up to $3,140

Minnesota Homestead Credit Refund (Property Tax Refund)

Refund for Minnesota homeowners and renters whose property taxes or rent constitute a high percentage of income. Refund ...

Property Tax Relief
Varies by project

Metropolitan Council Livable Communities Grants

Grants for housing rehabilitation and redevelopment projects in the Twin Cities metro area, including Shakopee. Funding ...

Home Repair
Up to $1,800 per heating season

Minnesota Energy Assistance Program (EAP)

Helps low-income Minnesota households pay heating costs during the winter months. Grant amount based on household size, ...

Energy
Varies by disaster declaration

Minnesota Emergency Home Restoration Program

Emergency repair and rebuilding assistance for Minnesota homeowners affected by state-declared disasters including flood...

Disaster

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Shakopee

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Frequently asked questions

What home improvement grants are available in Shakopee, MN?

26 programs are currently listed for Shakopee, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Shakopee have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Shakopee, 15 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Shakopee?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.