OHFA First-Time Homebuyer Program

Oklahoma Housing Finance Agency

Available Down Payment

About This Program

Provides down payment and closing cost assistance combined with competitive interest rate mortgages for first-time homebuyers in Oklahoma. Available in Shawnee and throughout Pottawatomie County with income limits based on household size.

Down payment assistance grant does not require repayment

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Down payment assistance up to $5,000
  • Competitive interest rate mortgages
  • First-time homebuyers or non-owner for 3 years
  • Income limits apply based on household size
  • Must complete homebuyer education course

How to Apply

A grant-savvy contractor in Shawnee, OK can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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