Minnesota Septic System Loan Program

Minnesota Pollution Control Agency

Available Home Repair

About This Program

Low-interest loans for repairing or replacing failing septic systems. Available statewide through participating lenders with below-market interest rates. Protects water quality and ensures compliance with local ordinances.

Loan amount based on septic system replacement cost and homeowner creditworthiness

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $30,000
  • For septic system repair or replacement
  • Available through participating lenders
  • Below-market interest rates
  • Protects water quality

How to Apply

A grant-savvy contractor in Shoreview, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Shoreview early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing through participating lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Shoreview, MN

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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