Home Improvement Grants in Shoreview.

Find grants, rebates, forgivable loans, and free programs for Shoreview, MN, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Shoreview, MN, with individual awards up to $126,526. 5 programs target seniors, 3 serve veterans, and 14 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants18Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Loan up to $50,000

Minnesota Housing Fix-Up Fund

Low-interest home improvement loan for Minnesota homeowners to make repairs, accessibility improvements, or energy effic...

Home Repair
Deferred loan up to $35,000

Minnesota Rehabilitation Loan Program

Zero-interest deferred loan for low- to moderate-income Minnesota homeowners to make essential home repairs. Loan is rep...

Home Repair
Free weatherization up to $10,000

Minnesota Weatherization Assistance Program (WAP)

Federally funded program providing free energy efficiency improvements for income-eligible Minnesota households. Service...

Weatherization
Loan up to $30,000

Ramsey County CDA Home Improvement Loan

Low-interest home improvement loan program for income-eligible homeowners in Ramsey County. Funds may be used for major ...

Home Repair
Grant up to $10,000

Ramsey County Emergency Home Repair Program

CDBG-funded emergency repair grants for very low-income homeowners in Ramsey County facing immediate health and safety h...

Emergency
Free lead hazard removal

Minnesota Lead Safe Homes Program

HUD-funded program to reduce lead-based paint hazards in pre-1978 homes with children under age 6 or pregnant women. Ser...

Home Repair
Rebates up to $6,000+

Xcel Energy Home Efficiency Rebates

Rebates for Xcel Energy customers who install energy-efficient heating, cooling, insulation, air sealing, and water heat...

Weatherization
Rebate up to $2,500

Xcel Energy Heat Pump Rebate

Rebate for installing high-efficiency air-source or cold-climate heat pumps. Eligible systems include ducted and ductles...

Weatherization
Incentive varies by system size

Xcel Energy Solar*Rewards Program

Upfront incentive for installing rooftop solar panels on your Shoreview home. Incentive amount is based on system size a...

Solar/Renewable
Rebate up to $1,300

Xcel Energy EV Charger Rebate

Rebate for purchasing and installing a Level 2 electric vehicle charger at your Shoreview home. Covers a portion of char...

Weatherization
Free energy upgrades

Xcel Energy Income-Qualified Efficiency Program

Free energy efficiency services for income-qualified Xcel Energy customers. Includes home energy assessment, LED bulbs, ...

Energy
Assessment for $100

CenterPoint Energy Home Energy Squad

Professional home energy assessment and air sealing service for just $100. Technicians seal air leaks, install energy-ef...

Weatherization
Financing up to project cost

Minnesota PACE Clean Energy Financing

Property Assessed Clean Energy (PACE) financing for energy efficiency and renewable energy improvements. Repaid through ...

Solar/Renewable
Grant varies by city allocation

Metropolitan Council Livable Communities Rehab Grants

Grants for home rehabilitation in the Twin Cities metro area administered through local cities. Funds support housing pr...

Home Repair
Loan up to $30,000

Minnesota Septic System Loan Program

Low-interest loans for repairing or replacing failing septic systems. Available statewide through participating lenders ...

Home Repair
Cost-share up to $5,000

Ramsey County Sewer Lateral Cost-Share

Cost-share program for Ramsey County homeowners to repair or replace failing private sewer laterals. County provides up ...

Home Repair
Grant up to $27,000

Minnesota Accessibility Grant for Senior & Disabled Homeowners

Grants for Minnesota homeowners age 55+ or with disabilities to make accessibility modifications. Covers ramps, stair li...

Seniors & Disability
Grant up to $8,000

Shoreview Accessible Housing Program

Local grant program to help Shoreview homeowners with disabilities make accessibility modifications. Funds may be used f...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair or improve homes. Grants ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase an adapted home. Covers wheelchair-a...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to make accessibility modifications to their home or a fa...

Veterans
Grant up to $3,000

Minnesota Military Family Relief Fund

Emergency financial assistance for Minnesota military members and veterans facing unexpected hardships. Funds can help w...

Veterans

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Shoreview

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Frequently asked questions

What home improvement grants are available in Shoreview, MN?

26 programs are currently listed for Shoreview, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Shoreview have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Shoreview, 18 programs do not require repayment, 1 is forgivable loan, and 3 are rebates.

How do I apply for home repair grants in Shoreview?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.