Find grants, rebates, forgivable loans, and free programs for Silver City, NM, filtered to your situation.
As of June 2026, 18 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Silver City, NM, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 7 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program that provides free energy efficiency improvements to income-qualified households...
HUD-funded program to identify and remove lead-based paint hazards in homes built before 1978 where children under age 6...
USDA program providing low-interest loans and grants to very-low-income rural homeowners for repairs, improvements, or m...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability-...
Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home to meet...
Down payment and closing cost assistance for first-time homebuyers in New Mexico. Available as forgivable second mortgag...
Annual property tax rebate for New Mexico residents age 65 or older, or disabled, with household income below threshold....
Federally-funded HOME program providing rehabilitation assistance to low-income homeowners throughout New Mexico. Grants...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Includes solar panels, batt...
Federal tax credit for energy-efficient home improvements including heat pumps, windows, doors, insulation. Credit is 30...
Provides minor home repairs and modifications for low-income seniors age 60+ in Grant County. Priority given to repairs ...
Federally funded program that helps low-income households pay heating and cooling bills. Benefit amount varies based on ...
Provides assistance to homeowners experiencing financial hardship due to qualifying circumstances. Can help with delinqu...
Property tax rebate for active volunteer firefighters in New Mexico who have served at least one year. Rebate amount is ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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18 programs are currently listed for Silver City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Silver City, 14 programs do not require repayment, 1 is forgivable loan, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.