Texas Mortgage Credit Certificate (MCC)

Texas State Affordable Housing Corporation

Available Down Payment

About This Program

Mortgage Credit Certificate allows Texas homebuyers to claim up to 30% of annual mortgage interest paid as a federal tax credit (not a deduction). Available in Scurry County for qualifying first-time and repeat buyers with income limits.

Annual tax credit is 30% of mortgage interest paid; estimate based on typical mortgage

Data last verified 2026-06-09. How we verify our data.

Key Details

  • 30% of mortgage interest back as tax credit annually
  • Credit every year for life of mortgage
  • Income and purchase price limits apply
  • Can combine with other homebuyer programs
  • Available in Scurry County

How to Apply

A grant-savvy contractor in Snyder, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

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