Home Improvement Grants in Socorro.

Find grants, rebates, forgivable loans, and free programs for Socorro, NM, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Socorro, NM, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates3Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

New Mexico Weatherization Assistance Program (WAP)

Federally-funded weatherization program that reduces energy costs by improving home energy efficiency for income-qualifi...

Weatherization
Up to $25,000 below-market loan

New Mexico MFA HomeOwnership Rehabilitation Loan

Below-market rate rehabilitation loan for owner-occupied homes in New Mexico. Funds can be used for major repairs, impro...

Home Repair
Forgivable loan up to $30,000

Socorro Owner-Occupied Rehabilitation Program

CDBG-funded comprehensive rehabilitation program for owner-occupied homes in Socorro city limits. Provides forgivable lo...

Home Repair
Up to $10,000 grant

Socorro Emergency Home Repair Grant

Emergency repair grants for very low-income homeowners facing immediate health and safety hazards. Priority given to sen...

Emergency
Up to $15,000 grant

Socorro ADA Accessibility Modification Program

Provides accessibility modifications for owner-occupied homes where a household member has a documented disability. Gran...

Seniors & Disability
Up to $12,000 matching grant

Socorro Historic Adobe Home Preservation Program

Matching grant program for preservation and stabilization of historic adobe homes in Socorro. Funds repairs using tradit...

Historic
Up to $2,500 in combined rebates

Socorro Electric Cooperative Energy Efficiency Rebates

Rebates for energy-efficient upgrades for Socorro Electric Cooperative members. Includes heat pumps, high-efficiency wat...

Energy
Up to $3,000 solar rebate

Socorro Electric Cooperative Solar Rebate Program

Rebate for residential solar photovoltaic system installation for SEC members. Rebate amount based on system size. Must ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant (Socorro County)

Grant for very low-income homeowners age 62+ in rural Socorro County to remove health and safety hazards. Does not requi...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan (Socorro County)

Very low-interest loan (1% fixed) for low-income homeowners in rural Socorro County to repair, improve, or modernize hom...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a specially adapted home. For vetera...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to meet accessibility needs. For veterans...

Veterans
Free lead hazard control services

New Mexico Childhood Lead Poisoning Prevention Program

HUD-funded lead hazard control program for homes with children under age 6 who have elevated blood lead levels or are at...

Home Repair
Up to $15,000 low-interest loan

Socorro County Septic System Loan Program

Low-interest loan program for repair or replacement of failing septic systems in Socorro County. Available to homeowners...

Home Repair
Up to $5,000 grant or rebate

Socorro Water/Sewer Line Replacement Assistance

Financial assistance for low-income homeowners in Socorro city limits to repair or replace private water or sewer latera...

Home Repair
Up to $5,000 grant

Socorro Senior Home Repair Program

Grant program for Socorro County residents age 60+ to make minor home repairs and safety improvements. Priority given to...

Seniors & Disability
Up to $800 annual heating/cooling assistance

New Mexico Low-Income Energy Assistance Program (LIHEAP)

Federally-funded program providing utility bill assistance for low-income households in New Mexico. Helps with heating c...

Energy
10% tax credit, max $6,000

New Mexico Solar Market Development Tax Credit

State tax credit equal to 10% of the purchase and installation costs of a residential solar photovoltaic system, up to $...

Solar/Renewable
Up to $5,000 in combined rebates

PNM Energy Efficiency Rebates

Comprehensive energy efficiency rebates for PNM electric customers. Includes rebates for heat pumps, insulation, smart t...

Energy
Up to $35,000 rehabilitation assistance

New Mexico HOME Investment Partnerships Program

Federal HOME funds administered by MFA for comprehensive home rehabilitation. Assistance provided as forgivable loans or...

Home Repair
Up to $3,500 cost-share grant

New Mexico Wildfire Risk Reduction Grant

Cost-share grant for wildfire risk reduction work on private property in high-risk areas. Covers defensible space creati...

Disaster

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Socorro

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Get notified when programs change

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Frequently asked questions

What home improvement grants are available in Socorro, NM?

25 programs are currently listed for Socorro, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Socorro have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Socorro, 17 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.

How do I apply for home repair grants in Socorro?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.