Arizona Housing Finance Authority Home Plus Program

Arizona Housing Finance Authority

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Arizona purchasing in Somerton. Provided as a second mortgage at 0% interest, deferred and forgivable after 10 years of occupancy.

Forgivable second mortgage, no monthly payment, forgiven after 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $7,500 for down payment or closing costs
  • 0% interest, deferred payment loan
  • Forgiven after 10 years of occupancy
  • Must be first-time homebuyer
  • Income limits apply (typically 80-100% AMI)

How to Apply

A grant-savvy contractor in Somerton, AZ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing program subject to funding

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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