Home Improvement Grants in South Kingstown.

Find grants, rebates, forgivable loans, and free programs for South Kingstown, RI, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in South Kingstown, RI, with individual awards up to $150,000. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 forgivable loan

South Kingstown CDBG Owner-Occupied Rehabilitation

Provides forgivable loans to low- and moderate-income homeowners in South Kingstown for major home repairs and improveme...

Home Repair
Free lead hazard removal

South Kingstown Lead Hazard Abatement Program

Provides free lead paint hazard assessment and abatement services for homes built before 1978 in South Kingstown where c...

Home Repair
Grant up to $15,000

South Kingstown Home Accessibility Modification Grant

Provides grants to income-eligible homeowners in South Kingstown for accessibility modifications such as ramps, widened ...

Seniors & Disability
Up to $8,000 in weatherization

Rhode Island Weatherization Assistance Program (WAP)

Federal and state-funded program providing free energy efficiency improvements to income-eligible households in South Ki...

Weatherization
Up to $10,000 rebate

Rhode Island Energy Heat Pump Rebate

Provides rebates for qualifying air-source and ground-source heat pump installations in South Kingstown. Income-eligible...

Energy
Up to $4,000 rebate

Rhode Island Energy Home Insulation Rebate

Rebates for attic, wall, and basement insulation upgrades as well as air sealing improvements in South Kingstown homes. ...

Weatherization
Up to $1,000 rebate

Rhode Island Energy Heat Pump Water Heater Rebate

Rebate for qualifying ENERGY STAR heat pump water heaters installed in South Kingstown homes. Heat pump water heaters us...

Energy
Performance-based incentive (varies)

Rhode Island Renewable Energy Growth Program (Solar)

Performance-based incentive program for residential solar installations in South Kingstown. Provides long-term payments ...

Solar/Renewable
Up to $7,500 grant + low-rate mortgage

Rhode Island Housing FirstHomes Program

Provides down payment and closing cost assistance grants up to $7,500 plus below-market interest rate mortgages to first...

Homebuyer
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program offering low-interest loans up to $40,000 and grants up to $10,000 (age 62+) for very low-income homeown...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants to eligible veterans with certain service-connected disabilities to build, buy, or modify a home in South Kingsto...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants to veterans with certain service-connected disabilities to modify a home in South Kingstown for accessibility. Co...

Veterans
Up to $30,000 low-interest loan

Rhode Island Housing Repair Loan Program

Low-interest loans up to $30,000 for home repairs and improvements for moderate-income homeowners in South Kingstown. Of...

Home Repair
$50 assessment (saves $250+)

Rhode Island Energy Home Energy Assessment

Comprehensive home energy assessment for only $50 (valued at $300+) to identify energy savings opportunities in South Ki...

Energy
Financing up to $150,000

Rhode Island Housing ADU Financing Program

Special financing for homeowners in South Kingstown to build or convert space into an Accessory Dwelling Unit (ADU). Cre...

Home Repair
Up to $1,500 heating assistance

Rhode Island Low Income Home Energy Assistance (LIHEAP)

Federal heating assistance program for low-income households in South Kingstown. Provides grants to help pay heating bil...

Energy
Up to $600 tax credit

Rhode Island Property Tax Relief for Seniors

State tax credit for South Kingstown homeowners age 65 or older to reduce property tax burden. Provides up to $600 annua...

Property Tax Relief
20-30% state tax credit + 20% federal

Rhode Island Historical Preservation Tax Credits

State and federal tax credits for qualified rehabilitation of historic properties in South Kingstown. State credit of 20...

Historic
Up to $10,000 emergency grant

South Kingstown Emergency Home Repair Grant

Provides emergency home repair grants for very low-income owner-occupied households in South Kingstown facing immediate ...

Emergency
Free or deeply subsidized HVAC upgrades

Rhode Island Energy Income-Eligible HVAC Program

Provides free or heavily subsidized heating and cooling system upgrades for income-eligible customers in South Kingstown...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in South Kingstown

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Frequently asked questions

What home improvement grants are available in South Kingstown, RI?

24 programs are currently listed for South Kingstown, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in South Kingstown have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In South Kingstown, 17 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in South Kingstown?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.