Utah Housing FirstHome Loan

Utah Housing Corporation

Available Down Payment

About This Program

Below-market interest rate mortgage loans for first-time homebuyers in Utah. Available for homes in South Salt Lake with income limits and purchase price caps. Includes options for down payment assistance.

Interest rate typically 0.5-1% below market rate

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Below-market interest rate mortgages
  • For first-time homebuyers in Utah
  • Income and purchase price limits apply
  • Can combine with down payment assistance
  • Homebuyer education required

How to Apply

A grant-savvy contractor in South Salt Lake, UT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Year-round program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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