Find grants, rebates, forgivable loans, and free programs for South St. Paul, MN, filtered to your situation.
As of June 2026, 22 home improvement grant, rebate, and forgivable loan programs are open to homeowners in South St. Paul, MN, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 11 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 7 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Low-interest home improvement loan for Minnesota homeowners to repair, remodel, or improve their primary residence. Avai...
Deferred, zero-interest loan for income-eligible Minnesota homeowners making essential home repairs. Loan is deferred wi...
Federally funded program providing free home weatherization services to income-eligible Minnesota households. Services i...
HUD-funded program to remove lead-based paint hazards from homes built before 1978 where children under age 6 reside or ...
Rebates for Minnesota Xcel Energy customers who complete qualifying home energy efficiency improvements. Must complete a...
Rebate for Minnesota Xcel Energy customers installing qualifying air source heat pumps for heating and cooling. Rebate a...
Heavily discounted air conditioning tune-up service for Xcel Energy customers in Minnesota. Professional service include...
Receive $75 and free pickup for recycling an old, working refrigerator or freezer. Xcel Energy will haul away your old a...
Financial incentive for Xcel Energy customers installing qualifying solar photovoltaic systems on their property. Includ...
Rebate for Minnesota CenterPoint Energy natural gas customers upgrading to a qualifying high-efficiency gas furnace. Reb...
Rebate for Minnesota CenterPoint Energy natural gas customers replacing an existing boiler with a qualifying high-effici...
Rebate for Minnesota CenterPoint Energy natural gas customers installing a qualifying high-efficiency gas water heater o...
Rebate for Minnesota CenterPoint Energy natural gas customers purchasing and installing a qualifying smart or Wi-Fi conn...
Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize th...
Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to meet their di...
Grant for eligible veterans with certain service-connected disabilities to adapt a home they or a family member live in....
Zero-interest deferred loan for senior homeowners age 55+ in Minnesota to make essential home repairs and accessibility ...
State-administered disaster recovery funds to help homeowners repair damage from federally declared disasters such as fl...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
22 programs are currently listed for South St. Paul, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In South St. Paul, 11 programs do not require repayment, 2 are forgivable loans, and 7 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.