CHFA Down Payment Assistance

Connecticut Housing Finance Authority

Available Down Payment

About This Program

Down payment assistance for first-time homebuyers purchasing in Connecticut. Can be combined with CHFA mortgage products. Second mortgage at 0% interest, deferred and forgiven after 15 years. Must complete homebuyer education course.

DPA amount is lesser of $15,000 or 3% of purchase price

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $15,000 or 3% of loan for down payment/closing
  • 0% interest second mortgage, forgiven after 15 years
  • First-time homebuyers only
  • Must complete homebuyer education
  • Income and purchase price limits apply

How to Apply

Get free help applying Visit Official Program Page Track this program

(860) 571-3502

A grant-savvy contractor in South Windsor, CT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Ongoing, subject to funding availability

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