MSHDA MI Home Loan Step Forward Program

Michigan State Housing Development Authority

Available Down Payment

About This Program

Down payment and closing cost assistance for first-time homebuyers in Michigan purchasing in targeted counties including Wayne County. Provides up to $7,500 in forgivable funds when combined with MSHDA mortgage programs.

Forgivable loan; forgiven after 5 years of occupancy

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $7,500 down payment assistance
  • For first-time homebuyers in Wayne County
  • Must use MSHDA mortgage program
  • Forgivable after 5 years
  • Income and purchase price limits apply

How to Apply

A grant-savvy contractor in Southgate, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

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