Missouri Housing Development Commission Single Family Programs

Missouri Housing Development Commission

Available Down Payment

About This Program

MHDC provides down payment assistance and below-market interest rate mortgages for first-time homebuyers in Missouri. Includes conventional and FHA loan options with down payment assistance grants that do not require repayment.

Down payment assistance grant does not require repayment when used with MHDC mortgage

Key Details

  • Down payment assistance up to $5,000
  • Below-market interest rate mortgages
  • Income limits apply (generally up to 100% AMI)
  • First-time homebuyer requirement (or not owned in 3 years)
  • Must complete homebuyer education course

How to Apply

A grant-savvy contractor in St. Joseph, MO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in St. Joseph, MO

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs